How Do you Budget your 15-day salary?

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subscribed ko ani kay i badly need this!!!!!

[kleruy]

I think what you were referring to was 5k for you and 4k for your husband as well for 15 days, right?
so that makes i 9k for 15 days and 18k monthly if im correct.

What you could do is add up all your expenses.

Total Income less your expenses.
Then make a daily fixed budget for food.
If you have extra don't spend it, save it.

For me I have a baby and i'm the one's supporting them.
I rent my pad for 3k monthly.
I have a SUN postpaid which I pay 900 monthly.
What my wife does is seperate 1500/15 days for the milk and diapers= 3k monthly.
My budget is 1k per 15 days=2k per month.
I average around 7k per payday=14k a month.

Here's how we budget:

14000 less 3k for Pad Rental=
11k less 3k for baby=
8k less 2k for my daily allowance=
6k less Sun Bills= 5k.
I give the 3k to my wife for her wants and needs and 2k goes to savings.

I also have an attitude wherein I do not do utang or installment. It might seem that you're saving but it just adds up on expenses.

mao ni pinakanindot akong nakit an..

[beyee]

In my previous job, I had a lot of expenses and loans
from my family that I end up having zero savings..
Now with my new job, I have wisened up & learned the
art of self-control. That's why I am able to save now
for my future

It also helps when you have a goal in mind that
you think a hundred times whether you need
to purchase or shell out from your cash on hand.
Good thing I don't own a credit card or else I'd be
dead meat lols.

Right now, I spend less and pay my obligations on time
using the company allowance and a fraction of my basic.
Then I save the bulk of my basic in the bank right away.

Nagkatihik na jud ko gamay coz maulaw nako mo ask sa
ako family hehehe

[sushikandi]

my paycheck comes in 10th and 25th
on the 25th i pay all the bills
- 3 credit cards (3 are already paid off)
- rent
- phone bill
- my medicines
- money to send to philippines
- the rest which is 20% goes to my savings.
almost done paying my credit card, by the end of the year i will be debt free.

[THE KID]

still thinking about it..... BUDGETING

[jonz]

depende rdydna sa budget... i prioritize lang ang mga galastoanan ayaw lang kalimti ug pag save

hauz/rent
grocery (mga gamit sa hauz, bugas, sabonand other food neede sa pang adlaw2x nga lihok
kuryente, telephone, tubig, CTV, Internet
allowance (pang plite ug kaon

savings
para travel (bsn south cebu/north, bohol, palawan. etc.. nindot sd ma pamper nato atong self)
para recreation (sine, laag2x)
savings (for long term investment bahala ginagmay bsta knunay...)
home improvement (para sa hauz, maintenance sa balay, )

naa rdydna sa pg budget..

[jbass]

First, Ilahi jud na inyung consumo, bill sa kuryente, tubig, etc.. Then kung naay gamay sobra, esave jud para for emergency.. Kung di jud maigo dapat naay e.sacrifice or reduce some unnecessary expenses.

I have a family already with a daughter who just turned 1 year last month. My hubby is a teacher and I work in a BPO. Our salary wont meet end to end so I am really confused if its me who doesnt know how do the budgeting, is it our lifestyle or is it just the salary income. My hubby will just get 4k monthly and me just 5K since the 3K goes to my loan. Please share how you do the budgeting for your daily expenses. Thank you!~

[vensoy]

sa inyo nang lifestyle maam.. sobra pa gali akong sweldo namo maam nga ako ray nag work. onsa pakaha nga kamo dowa.

[SioDenz]

This is my Problem sad, sa naa pako sa Pinas hurot sweldo karun naa na sa Lain nasud Hurot man ghapon

[bUrbY_dUll]

have to budget for my 15 day fare from lahug to mandaue and back.