How old are you? And how much is your savings na?

[harshmellow]

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Thanks bro..What if naa kay gikastuhan? unsaun bro murag lisud man basta naa kay g.budgetan.

lisud2x jud na.. if daghan ka gigastohan then find more means na makakwarta ka, meaning ana dili enough imo income for now.. hehe.. you can either do a sideline or start up a business.. up to you.. mao mana usually buhaton sa mga pipz nowadays

[jbass]

Thanks you very much for the advice bro.. I take your advice.

lisud2x jud na.. if daghan ka gigastohan then find more means na makakwarta ka, meaning ana dili enough imo income for now.. hehe.. you can either do a sideline or start up a business.. up to you.. mao mana usually buhaton sa mga pipz nowadays

[sweetsensation]

hmmmm... ill post mine later

[medwarc]

post na sweet. don't be shy.

[ireneolive]

simple trick raman akoa..... don't buy things just because u want it........ buy only the things that u need....... got a simple phone, a tab which i need for my trading...... no vices, no gf (so mas maka save hahahhaha) , i dont eat sa expensive restaurants, if possible mag cook sa balay, simple lang gud..... if u have extra cash, find a way na mapadaghan nimo siya.... dili kay palit dayun or ilaag.... Lami sad gyud bitaw molaag.... pero after that kung hubas sad ang result..... patay........

ka relate jud ko ani. hehehe

i agree. depende ra jud na sa disiplina ug naandan na lifestyle.

25yrs old, working in BPO for 2yrs. savings kaluoy sa Dios _ _ _k+. hehe. tinigom since college.
tangible asset- laptop,digicam,class ring,appliance sa balay

working in call center really helps. basta kabalo lang pud mo gunit ug kwarta,di pataka gasto. i don't have vices aside sa reg fee sa running events. sometimes ra pd ko maka try eat restaurants if naa lang occassion or team bldg. i keep track my expenses by writing them down in a notebook showing amount i earned each payday and list sa mga nagasto though dili kay sya necessary pero at least makita jud asa padulong ang kwarta and make a fixed budget until next pay. para iwas tingbits. by nature inot ko na tao pero not to the extent na di mokaon. but i-prefer lang mo palit ug butang na di kaayo mahal.

nindot jud bitaw ilaag samot nag naay budget coz u know maka afford pero nara ghapon sa pag disiplina sa kaugalingon. don't spend much and be sure to save for the rainy days. dili kay mag 1 day millionaire,30days pulubi..

[Butitor]

....
From January until middle of May this year, equity funds gave an average return of 18%. Banks can never give you that growth in just 5 months...

Unsaon gani pag compute average na yield for example YTD? Kay kaning makita nako mura man siya ug real time. Ganahan ko makabalo average tubo sa akong kwarta hehe Pasensya na minos ko'g math.

[powerplay]

Unsaon gani pag compute average na yield for example YTD? Kay kaning makita nako mura man siya ug real time. Ganahan ko makabalo average tubo sa akong kwarta hehe Pasensya na minos ko'g math.

You can compute YTD (Year To Date) as follows.

Example 1:
Jan 01: P500
Jun 21: P580
YTD = 580/500 - 1 = 0.16 (or 16% growth)

Example 2:
Jan 01: P500
Jun 21: P480
YTD: 480/500 - 1 = -0.04 (or 4% loss)

[makie29]

Unsaon gani pag compute average na yield for example YTD? Kay kaning makita nako mura man siya ug real time. Ganahan ko makabalo average tubo sa akong kwarta hehe Pasensya na minos ko'g math.

YTDs are just used as some sort of monitoring just to see how are the funds are doing. It's basically comparing its most recent price from the last price in 2012.
A more accurate way of computing for your gains (or losses) is by multiplying the number of shares that you own to the current market price. If mas dako iyang result compared to the total amount that you invested, gain ka. If not, losing pa ka.
Mutual funds and UITFs are all about owning shares. Ang appreciation sa value sa shares ang makahatag nimo ug gains and vice versa (losses kung monaog ang value sa shares).

[quantuminplus]

ka relate jud ko ani. hehehe

i agree. depende ra jud na sa disiplina ug naandan na lifestyle.

25yrs old, working in BPO for 2yrs. savings kaluoy sa Dios _ _ _k+. hehe. tinigom since college.
tangible asset- laptop,digicam,class ring,appliance sa balay

working in call center really helps. basta kabalo lang pud mo gunit ug kwarta,di pataka gasto. i don't have vices aside sa reg fee sa running events. sometimes ra pd ko maka try eat restaurants if naa lang occassion or team bldg. i keep track my expenses by writing them down in a notebook showing amount i earned each payday and list sa mga nagasto though dili kay sya necessary pero at least makita jud asa padulong ang kwarta and make a fixed budget until next pay. para iwas tingbits. by nature inot ko na tao pero not to the extent na di mokaon. but i-prefer lang mo palit ug butang na di kaayo mahal.

nindot jud bitaw ilaag samot nag naay budget coz u know maka afford pero nara ghapon sa pag disiplina sa kaugalingon. don't spend much and be sure to save for the rainy days. dili kay mag 1 day millionaire,30days pulubi..

Bravo mam....... ikaw na..... mao sad na ako gipangita nga GF....... like u char.....!!!! hahahahahha........

[ireneolive]

Bravo mam....... ikaw na..... mao sad na ako gipangita nga GF....... like u char.....!!!! hahahahahha........

hahaha. ka busy! naabot naman sa gf2.