All about Team RAMA - BOPK Topic

[amingb]

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mao ra gud na sa ingon nga, sa tulo ka tuig ni rama as mayor ug sa tulo ka tuig ni tomas as congressman kinsay daghan nila nga nahimo sa sugbo?

Mas dako ug agi si Tommy did2 sa Naga ....

[coolninz]

mao bitaw nihawa siya kay wala na siya ka agwant sa pamalakad sa usa ka salbahis ug arrogante na political leader, so as with former BPOK members nga namalhin na sa Team Rama

fact really hurts

Kung maka istorya ka mura man kag si Rama.. sweto paka kaysa reporter sa superbalita nga gipanag iya sa mga garcia nga ang mga comentaryo puros pag saway sa (BOPK ug LP)

Hahaha salbahis -> bantog ra pag election sa 2010 si rama nag pa itoy2x ni osmena para makadagan sa BOPK. Sakto ba na imong among si judas.

Ang mga way buot sab nga manga junk BOPK members nibalhin ni judas. Over confident pa kaau nga makadaug sia.

Tabangi na imong amo makadaug sa election kay kung mapildi na sia.. di na na ka bangon.. basin makit an nalang na nimo mag traffic sa colon as a CITOM.

[pinoyidol]

hasta sa bohol dako og agi si tomas.... so tomas jud ko kay dagko sya agi sa ubang munisipyo, kami dre mambaling, wa jud tagda!

[monrose29]

to conclude..if agi ang hisgutan..kang rama sa cebu city ra.. kang tommy lagpas na sa boundary laliman kag Naga.. and na abot pag Bohol hahahahha utokan gyud si Tommy

[necrotic freak]

to conclude..if agi ang hisgutan..kang rama sa cebu city ra.. kang tommy lagpas na sa boundary laliman kag Naga.. and na abot pag Bohol hahahahha utokan gyud si Tommy

maypa mag senador siya.. samot di siya manimaho didto..

real estate broker raman gud abilidad aning tomas

[coolninz]

ganahan mo ug mayor nga ingon ani

http://www.sunstar.com.ph/cebu/local...-osmena-276226

http://www.philstar.com/cebu-news/20...ars-tom-starts

the transformation

before


after

Kaning autoha di ni gikan sa kwarta sa publiko kundi gi donate ni sa bigfoot. Para nako di mani dako nga issue.
Ug kaning autaha gihatag ni pag 2009 ug imposible sab wa ka kabalo si rama ani. Pero diri na ni nigawas nga duol na
ang eleksyon.

Kung naka recall ka si rama ni babag sa pag dakop ni tata negro (drug lord)

Para nimo asa mas nihimo ug less evil katong pag babag sa usa ka drug lord or katong gi angkong ang hinatag sa companya.

If wa kauyon ang bigfoot sa gihimo ni osmena ila tang ipakaso pero sila mismo di mo confirmar.

[illidan_great]

adto ko sa team rama...team rama! something something sa team rama! team rama! >.<

[peewee_toot]

vote ko ni rama....

para artista.

[peter pan]

CFI official explains coop mechanics


By Jujemay G. Awit and Oscar C. Pineda

Sunday, May 5, 2013

THE Cebu CFI (Court of First Instance) Community Cooperative gives back up to 30-percent dividends to its members.

According to Lito Astillero, a member of its board of directors, the cooperative’s total earnings for the year is shared by all its members in the form of dividends and patronage refund, or “annual payment to depositors,” as provided in the Cooperative Code of the Philippines.

A bigger deposit in CFI’s three types of deposits—fixed, savings or time deposit--means a bigger dividend, he said.

“Tomas (Osmeña) clearly doesn’t know the concept of a cooperative as we’ve been doing this for 20 years,” Astillero said.

‘Risky’

Cebu City South District Congressman Osmeña, in his regular Friday press conference, questioned CFI’s 25-percent patronage refund and interest from fixed deposits.

“It’s a sign that it should be investigated because the safety of depositors is at risk,” Osmeña said.

He explained that the interest is too high and there’s a possibility that it (CFI) might end up like the Legacy Group and Rural Bank of Subangdaku that went into receivership by the Philippine Deposit Insurance Corp.

Osmeña also encouraged depositors to take their money out of CFI.

He said it would be used to help the gubernatorial bid of Rep. Pablo John Garcia (Cebu, 3rd district) of One Cebu Party.

Osmeña is the ally of Liberal Party’s gubernatorial candidate Hilario Davide III.

Doing well

But Astillero said higher dividends and interest only mean that CFI, which started in 1970, is earning well.

However, he said a member cannot deposit more than P500,000.

He said the CFI started with only 29 members with P200 as total fund. Now, it has 80,000 members with P7 billion in assets.

Astillero said the CFI has a P3.5-billion credit line with the Land Bank of the Philippines, but it is only using P1.5 billion.

“So the bank is scrutinizing all our finances,” he said.

“My appeal to Tomas is don’t use the cooperative in his politicking because we have never involved ourselves in politics in our 43 years of existence,” Astillero said.

CFI is also regulated by the Cooperative Development Authority (CDA) and the Bangko Sentral ng Pilipinas.

CDA field officer Ruben Delfino explained that the cooperative’s earnings are divided annually among its members.

RA 9520

He cited the implementing rules and regulations of Republic Act 9520, or the Philippine Cooperative Code of 2008, which provides that after deducting expenses from the cooperative’s annual earnings, 10 percent of the remaining net surplus will go to the reserve fund, 10 percent to cooperative education and training, three percent to the community and development fund and seven percent to the land and building fund.

What remains will be divided into two: the bigger portion is divided among members as dividend or interest of capital, while the smaller portion is divided among members as their patronage refund.

CFI is chaired by retired judge Esperanza Garcia, wife of Rep. Pablo Garcia (Cebu, 2nd district) and mother of suspended Gov. Gwendolyn Garcia and Congressman Pablo John.

It was Barili Mayor Teresito Mariñas, who brought up the issue when he hand-carried a letter allegedly signed by some Barili residents who belong to CFI. They were afraid their deposits would be used for partisan politics.

My family are members of this great cooperative, with all the dividends and health care that my family received from CFI, im grateful to this institution. I also personally know Atty. Lito Astillero (Board of Director of CFI) to be a decent and honorable person.

That's why im surprised and appalled why tommy is attacking and destroying the good image of CFI.

[monrose29]

ngano gali to unsay issue atong ni babag man si mayor rama atong pag dakop ni tata negro?