

Age:27
Work experience: 7 years working in 3 different companies here in Cebu.
got more than 100k savings na unta, combined cash on hand and bank savings.
earned thru modest living and some lucky investments,.
got married at the age of 23. now has 3 kids.
until now, employee pa jpun. dugy rko ngplan ug start my own business.
series of unfortunate events plagued me some 3-4 years ago( mother got operation twice,
I got hospitalized, etc.) it almost got me and tested my sanity, as I thought of giving up.
drew up my strength from the Almighty, my kids, my wife, my parents, my siblings.
Tangible assets: Laptop, tablet, mobile phone, digicam, tv, ps3, motorcycle... all of them I use
for my work, except lng ps3 and tv, pang pastime w/ my kids and siblings.
Intangible assets: network of friends, association with groups dri s Cebu, particularly ps3 gamers united.
Plans: want to start own business soon, own a house dri s Cebu ky layo amo province.
I'm 25. I 'm a born enterpreneur, they say because in my younger years I used to buy and sell. I am more luck y to have a partner who creates the business idea while I put them into reality.
I have a business, registered and running for 1 year and 4 months now.
My cash on hand is slightly low because late Nov 2012, we opened a second store.
Bought life insurance for me and my partner and bought a car na super bargain ang price coz bargohonon sa bank.
This year will be the year we will build up our funds and maybe start investing on stocks early next year once cash on hand reaches 300k.
im 25.. i have started my buy and sell business here in istorya 5yrs. ago.. at 1st kusog aqng business pero l8r on mejo ni hinay na , fortunately naka invest jud mi sakung business partner/wife ug registred bzness jud na krun stable na thank god due to hardwork and unique ideas.. we have 2branches s retail store and 1 branch sa amung fodcart.. we hav 1 upcoming child so doble kayud and inspired to invest more n businesses..
savings: 300k
assets: lot, 1 bnew car, 1 secondhand car, laptops, ifone, tv, xbox360..
business owners unsay inyong buhaton kun mokita inyong product or mahalin inyong baligya? asa mn ang halin?

me
age : 27
savings: 115k
assets: laptop, sound system, basic appliances,
tawn makaingon ko useless akong previous jobs sa mepza. they are abusing young profesionals there.
im trying to catch up on those years nga wala huy nisulod sa akong savings.
naa lang koy na notice, this thread has 11k viewers and about 300+ lang ang micomment. im sure daghan nato cebuano ang nakarealize ug nimata after reading this thread. thankful ko naa ni.
usa ra gyud aq ikaambag diri, istoryans, think first before mg create mog liwat. it costs 5million to raise a single child. gikan sa pagpangnak hantud siya maindependent. having a child is also an investment, but your dreams will likely to end there kung apil ka sa lowly paid sector parehas nako.
lisud pud ipangita ug babayi na haciendera karong panahuna, kung mgminyu man gani ta, kanang pares pud nga who will not pull us down. pakasli ang anak ni jolibee
Reinvest to make the business grow.. para mas daghan ug mas dako returns.. when time comes nga dili na proportional ang increase sa returns with the increase sa investment, then mao na time nga look into other stuffs para mas mapatubo.. or venture ug lain..
Well ayaw sad limut reward sa imo self panagsa..
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