So what is your opinion bro, thus CFI coop will become a Legacy scandal as what Tomas is saying?
Mike Rama
Tommy Osmeņa
So what is your opinion bro, thus CFI coop will become a Legacy scandal as what Tomas is saying?
All I can say is, even with the amounts redemption is posting, the regular savings rate offered by banks is between 1-2% per annum. This cooperative is promising interest at between 15 to 20 times the amount banks are offering. It's a 7 billion coop? Geezuz christ.. it must be great then.. oh wait.. RCBC which is a relatively small bank has a capitalization of 70 BILLION pesos.
So let's put things in perspective. A coop has a capitalization of 7 billion, offers interest at 15-20 times that of a bank, which has a capitalization of 70 BILLION pesos.
OK, don't let anyone tell you what to do with your money. Do the math, use logic. There is no such thing as easy money. There is however, such a thing as an easy way to lose money.
But I admit that coops do usually earn higher interest than banks. But more than 10x? That would make me suspicious, like I said Metrobank which has some of the top financial minds in the country couldn't even sustain their 5-yr double your money promo which has an effective interest rate lower than what the coop is offering. So the people who run this coop have to be smarter than the owners of Metrobank for me to sleep soundly if I put my money there. In any case, it's your money. Before Aman futures collapsed I have been warning people here about the scam but some people got personal and resorted to name-calling. I bet those people are crying now. CFI is not Aman, but I believe the risk is still to large. That kind of interest never comes risk-free. If people put their money here they better not be thinking it's like putting their money in the bank. They are putting their money in a risky cooperative, not a stable bank...
ai Rama lng gihapon ko
nganong gi close man pod ang poll naa pa unta daghan newbie mo apil oh ^^![]()
Bitaw. Ngano bitaw gi-close.. nindot nah unta ni dah.. daghan nah mu vote nga clone accounts.. Hehe..
Pero bitaw.. Maau unta ug i-open balik. ^__^
dili mn gd pwede nga wala tay pili-on. naa mn jd tay pili-on ky every votes count baya.
adto ko mo pili sa naay agi kysa sa wala.
let's consider tomas as a trapo, at least naa tay nakita sa iyang mga agi. at least naay kalambuan ang cebu.
maypagka OT ni but atong ibutang nga sa next election ang mga trapo ang mga managan... alvin garcia or tomas... i doubt if mo butar ka sa former...
pareha ra bitaw na sa nahitabo rn nga c anabelle rama ni dagan pagka politiko... dili lagi cya trapo. mo butar kaha ka niya? for what? ky trapo iyang kontra? hhhhmmmm...
im not a cebu city voter , but ive been closely following the latest developments in cebu city , political or economic , but if i were a voter in the city , i will vote for Mike Rama . sa ako nakita in his three short years , naa man jud siya agi even though bando osmena ang mga councilors , what more if all were on his side, if ever mapili siya and will be having the majority of councilors on his side ,maybe he can do more . ang usa sa pinaka main agi ni mike is ang city hospital which his predecessor wanted to privatized before , i see it as anti poor . mao ra ,my two cents worth .
grabeh kau krn ang kawat ug patay ngano wla man ni nabuhat ang incumbent .... bz sa election? pwede hunung sa tah ang polika ug katwhan unahun
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