Mutual Funds VS UITF

[mojojojo2010]

so far ok mn ako ALFM na mutual fund pero nagresearch ra ko sa net, wala ko nagpaexplain sa taga banko ky gamay ra naay idea nila about mutual fund if mangutana ta..haha 180 days ang holding period..

thanks sa info, bro.

[kiddos]

For the investing public, please let us not forget that investments in UITF are not covered by PDIC though this investment instrument is offered by banks. Due diligence is a must before we put in our hard-earned money. IMHO, only invest in the top three banks for your UITF.

[MK]

For the investing public, please let us not forget that investments in UITF are not covered by PDIC though this investment instrument is offered by banks. Due diligence is a must before we put in our hard-earned money. IMHO, only invest in the top three banks for your UITF.

Nah if you do proper due diligence, you will know that your option is not limited to those 3 banks...other universal banks are pretty much on the same level...like the top performer UITF from UBP..UBP is from what conglomerate? AEV which stands for Aboitiz Equity Ventures..a conglomerates which even have bigger market cap as AC (Ayala Corporation) the owner of BPI...with even better profit growth in recent years...and it trumps GTCAP (which is the owner of MBT or Metrobank)..

so please do due diligence first before limiting your option
you will most likely find that other 6 or so big banks are equally stable back by very stable business/conglomerate/holding company..

[alviperz]

I like this blog post describing MF vs UITF
Mutual Funds and Unit Investment Trust Funds, What's The Difference?

[mojojojo2010]

Nah if you do proper due diligence, you will know that your option is not limited to those 3 banks...other universal banks are pretty much on the same level...like the top performer UITF from UBP..UBP is from what conglomerate? AEV which stands for Aboitiz Equity Ventures..a conglomerates which even have bigger market cap as AC (Ayala Corporation) the owner of BPI...with even better profit growth in recent years...and it trumps GTCAP (which is the owner of MBT or Metrobank)..

so please do due diligence first before limiting your option
you will most likely find that other 6 or so big banks are equally stable back by very stable business/conglomerate/holding company..

sir, asa ko puede mo put investment sa AEV? thanks.

[MK]

sir, asa ko puede mo put investment sa AEV? thanks.

makapalit ka sa iya stocks sa atong stock market...you will need to open an account from a stock broker to start with.

[makie29]

For the investing public, please let us not forget that investments in UITF are not covered by PDIC though this investment instrument is offered by banks. Due diligence is a must before we put in our hard-earned money. IMHO, only invest in the top three banks for your UITF.

If I may add to the post above, don't misinterpret the size and rating of a bank to its UITF performance.
Its investment performance is totally separate from its size and ratings.

[nowayL]

Invest namo kay naglami na ug maayo .... hehe

[shik@m@ru]

Invest namo kay naglami na ug maayo .... hehe

boss, sa bdo equity ba kung 1yr akong i.declare na holding period,
pwede ba nato i.withdraw kung wla pa ka.abot ug 1yrs?

[nowayL]

boss, sa bdo equity ba kung 1yr akong i.declare na holding period,
pwede ba nato i.withdraw kung wla pa ka.abot ug 1yrs?

No need to declare kung nus-a nimo i-withdraw or i-redeem Bro. Makuha/ma-withdraw nimo anytime sa imong gusto pero take note lang sa ilang minimum nga holding period which is 1 month. Kung imong i-redeem within 1 month gikan sa imong pag-invest, mo-charge sila sa imong capital ug 1% regardless kung ni gain ka or loss ka. After 1 month wala na charges, net na gyud. To date, 26.29% na ang YTD ron sa BDO Equity Fund nya hope mosaka pa gyud. Naay ni speculate diri months ago nga moabot kuno ug 500 this year. Dili imposible kay ni spike na gud ang PSEI ug 7200 .... hehe ..... sakay namo guys, sayang opportunity.... Happy investing.