i have this same problem now.. naa koy giaasume na mio and impass na nako ahead of time..
I was given the release of encumbrance pero wala ang mortgage agreement.. and nawala na daw kay karaan na...
ingon cla, cla lang mo process pero 1500 sad kaayo...nga unta unya og ikaw ray molihok mga 200 ra the most..
problem is tua na sa LTO cebu ang akong documents and kana nalay gihuwat kay ni promise ko nga to follow lang....
can someone advise me what to do?