Gusto mo ug kausaban, di ba? Manlihok ta! O basin kutob ra mo sa yawyaw ug pagreklamo?

[jdane]

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OT: nakabantay lang ko bah, daghan bastos diri. mo respect nalang unta sa thread...mag comment2x na hinuon ug , "unsay snacks", "free kaon", etc. Wala man unta ni sa Humor section.

[SioDenz]

OT: nakabantay lang ko bah, daghan bastos diri. mo respect nalang unta sa thread...mag comment2x na hinuon ug , "unsay snacks", "free kaon", etc. Wala man unta ni sa Humor section.

That would be what the real World looks like. Daghan klase sa tawo sa isa ka nasud lain lain batasan ug level sa panghuna huna and thats the reality. Mao nay atubangun nimu if maghisgot kag kausaban labi nag Nasud imung hisgotan. So if DILI gani kahibalo mu handle sa klase klaseng tawo sa isa ka Forum, Unsa nlan kaha if tibuok nasud nay atung utruhun nga dunay 100 million ka klase nga tawo?.

[wallace21]

murag wa nmn kausaban.. dli na lng ta maglaum.. good luck.

[kit_cebu]

OT: nakabantay lang ko bah, daghan bastos diri. mo respect nalang unta sa thread...mag comment2x na hinuon ug , "unsay snacks", "free kaon", etc. Wala man unta ni sa Humor section.

naa man gani mag-apil2x sa politika, senador pay lansaran, bisan apilido ray saligan...
kani pa? nga naa rata sa internets....

[emow]

1. I beg to disagree. Marshall is right. The banks lent money left and right without examining the capacity to pay of the creditor. The more loans they approved, the more they can bundle and sell to investors. True the low interest rates qualified more people but if greed did not reign, the banks should have made sure that the creditor can pay their monthly amortization before loaning the money out. Why are you blaming the low interest rate primarily? It were the banks who got greedy.



2. With unemployment tottering at double digit levels, what would have happened if these banks were allowed to fail? How much chaos would it have dealt the economy not only of the US but of the world? Besides, that help earned the government billions of dollars, better than a good investment in the market.



3. You speak like a Republican. Do you know of the agriculture subsidies like for milk, corn, etc.? Have you heard of how the US government tax steel from China and other materials to protect US companies? Do you know the consequences if the government did not control interest rates? Try envisioning what would happen if the government completely stayed away from financial transactions. No government involvement is but a dream. The fact is there are some areas where regulations are necessary.




4. You assume that the rich entrepreneurs will willingly share the wealth to the workforce by paying them higher salaries. Why then is the gap between the rich and the poor widening? Why then is the middle class slowly disappearing? Will it not bother you if one making $20K a year pay the same percentage of their salary to one making $500M? How is taxing the millionaires more going to impoverish society and taxing everybody the same rate enrich everybody?



5. Please elaborate. I can't seem to make sense of the above.

1. Government set the low interest rates. it is providing cheap credit where it is not supposed to be. Cheap credit encourages people to make bad choices and very risky investments. To make matters worst, the Community Reinvestment Act ecourages banks to accept risky loans, which were aplenty due to cheap credit. If there was no manipulation of interest rates by the government in the first place, there would be far lesser subprime loans, and no incentive for banks to guarantee such loans.

2. The burst after the bubble is the painful cure of a disease. Yes, people will suffer. Maybe all of us will suffer. But there will be a correction of interest rates and real market value of commodities. The correction may last long due to the prolonged manipulation of the market but it will stop speculative market practices which create bubbles from time to time.

Instead, the US government infused billions of dollars which it doesn't have. It "saved" the economy ( for now) but it really only delayed another crisis, this time the dollar bubble will burst. Too much money supply which are not backed by anything of value will come to an end. Maybe not within the immediate future or maybe it can happen tomorrow. Injection of the money is bad enough, the governmenet channeled the money to the very corporations who engaged in very bad investment practices. These corporations profited from the loss of wealth of ordinary citizens. US government is rewarding unethical business practices. It saved the government by impoverishing the people.

3. IF no regulations is an impossibility, the least amount of regulation will be the next best thing. But the trend of governments is to conjure regulations on top of regulations, except regulations on themselves.

If subsidies promotes economic welfare for the people, let us subsidize everything. Why should just one sector of the economy benefit from subsidies? IT wouldn't be fair for the tax payers of unsubsidized industries. Subsidies means sure profits regardless of valuable economic output. That's why, private public partnership is an unholy alliance.

4. I assume nothing. The rich may or may not want to engage in charity. The poor may or may not want to uplift their own lives. I'd rather have the widest gap between rich and poor so long as i'm not limited by a government unto how much i can keep for myself. But that gap is a non-issue, it is an issue based on envy of the productivity of successful businessmen. Of course, there are those who also got rich through government aid interventions, such as subsidies.... But if government is not allowed to do so, then these businessmen will not get rich.

I will always be bothered why the government should tax the income of any man. A sales tax is more acceptable, but never an income tax. But to answer your question, how much is 30% of 20K, and how much is 30% of 500K? Which amount contributes more to the pool of public funds? Taxing millionaires crazily will force them to move to places that will tax them lesser, carrying their businesses with them to that place of tax haven which will result to lost of job opportunities from the millionaire's former place.

5. There will never be a just framework that will allow effective competition so long as it is designed by groups of men and force others to play within that rules. Competing in a free market economy makes every industry, person, investor, etc.. a competitor to any business. Businesses will be forced to offer quality relevant products at the most reasonable prices. Though there will still be fraud and etc, but that is where the government should function. Protect the rights of men and enforce contracts. Any unviable business will be liquidated instead of being subsidized, therefore capital can be reinvested in more profitable ventures. A subsidy on a failing business will prolong the loss of capital by producing something the market doesn't positively respond to.

[m_a_r_k_u_z]

ga nose bleed nako og basa diri....basin naay kausaban sa sweldo sa pilipinas, modako ang rate, para dili na mapogos og abroad ang mga tawo......unsa kahay mahitabo sa pilipinas kung walay laing nasud nga gisaligan.....