Is your family frugal? / The Frugal Lifestyle

[Streetcar]

^^ oks ra na Charmz so long as naka budget ka kay kung wala ka budget lisud mag hocus pocus and rely on your mind to estimate your living expenses you need to really write it down and see those figures for yourself and how it looks like then be realistic about your expenses too. Those one time occurrence like paying school for exam actually puede na nimo e set aside few months before the actual event pahinay hinay nga set aside kaysa kuhaon nimo na from one of your check within the month and its going to affect all your other expenses for the month. So preplan ahead kung naa ka mga bayrunon nga one time lang give yourself few months to save up on it if needed para dili ma apektuhan ang uban nimo nga bills or your monthly fixed expenses. Crediit cards if you have them, you only need one not many. That is still utang sooner or later you'll have to pay so if you have cash, use cash instead of credit cards.

[Ms.Beau]

I want to be frugal na jud, help me Lord.

nakahunahuna na ko ug binge tomorrow on french baker brownies and annie's belgian chocolates at SM...maynalang gani na remind ko ani nga thread. aside from gastos ang binging, it's really bad for the health. so i guess i should plan on what to eat tomorrow LOL...i really miss the pasta at the french baker and the brownies and the tarts and the bread soup bowl and buko lychee shake from thirsty...hehehe binging jud lagi unta to tsk tsk tsk

so yeah, it's wise to be frugal in everything. it's actually discipline underlying the attitude here.

shek, charmz, remember, frugal ta ugma...dili ta pataka ug kaon ug palit ug tan-aw sine ha.

[sheka]

mag KFC nalang ta hehheeh

[January]

mangukay!!!

[black_vixen]

mmm,...cla mama nag.tipid jed, and na andan na nga every sunday mura mig. mag.fiesta ana,
coz during lunch mag.tapok man mi ana tanan, mmm..2-3 among dishes ana, walay labot sa
dessert namom plus sa snacks pa jed.basta sunday family day jed,coz during weekdays man gud,
ang mga stock nga veges, pork, fish, chicken sa ref budgeted na til mag.saturday, and mostly
subak2x lang jed na amo kung mag.utanon mi. and we dont get out to eat in a hi-class resto
together. so tipid jed mi, c mama jed mo puga sa budget tanan. while papa, asikaso sa food,
and me? ako nlang na cla i.treat sa wala nila pa na adto.an or nkan.an..still save save save save
jpon ko, mmm, sa pagka.karon even super tipid mi, wala jpon naka.save cla mama..well, ako nlang mag.save
ani sa akong family if they need my help na.

[yasmin]

ang dami kong natutunan reading this thread kala ko tihik na jud ko pero daghan man jud mas tihik pa nako, anyway naa na man siguro ni sa ako system being tihik. . usa sa ako tip is i dont buy branded pero i buy something dili kaayo mahal pero last long and make it a point na dili jud trendy niya mix and match na lang especially jeans and tops same thing with shoes and sandals dont buy sobrang trendy kay pag mawala na sa uso wala na pud. nya pambahay sometimes ukay ukay na lang,sa pagkaon dili jud nako tipiron pero sakto ra kanang wala sad labay ba nya busog as in satisfied jud, and kun once a week ang plantsa nya tipunog jud ang plantsahunon let manang use the uling na plantsa tipid sa kuryente humot pa ang plinantsa, sayang kayo kaya naa sa USA pwede mo dala plantsa di uling di kaha mo madeport ana kalaki he he he joke lang. anyway guys keep sharing ur tipid habits pero dont forget to treat urself once in a while para dili sad ta pulan sige trabaho especially us ofws usahay maburido ra ba jud ta.

[Ms.Beau]

this thread resurrects and everytime it does it reminds me of what i'm supposed to do

well well well. im not miss frugal pa jud but as they say dont be too harsh on yourself, just go at it one step at a time.

my not-so-frugal ways: magsige gihapon taxi, mag sige gihapon pa deliver food, hmmmm what else...aw di man sad diay ko kaayu gastador.

my frugal ways now: while in the taxi i put my make-up on (hehehe...frugal with time? sayang man sige ug hinuktok while nag commute so might as well spend time wisely). magpa deliver ug food kay overtime man sa office until 11 pm (working hard for my future? ambot lang kaha...workaholic lang jud siguro...start nya ko ug thread ani). well kani frugal jud ni: i keep unused gifts for re-gifting! yep, im not ashamed of that. for me, i was happy when it was given to me, but since i dont use it, would make sense to give it to someone so that makes two people happy, correct? For example, a friend gave me a cosmetic item but since the color wasnt flattering on me i decided to stash it away in my "gift chest" and when my cousin came over voila it was perfect for her! i had stuffed toys, blouses, books, etc. given pronto to house guests simply because those were ready to be given away.

[sweetstacy]

well my family isn't thrifty at all,when we have money we spend it!that easy.but my aunt..oh sus grabe katihik oy!iyang mga anak gud halos dili niya tagaan sa mga kailangan ky di lang jud cya ganahan mu gasto.luoy au akong mga cousins,sometimes sa ako mumy mangayo og baon.grabe jud!then if naay occasion,like birthday ba run,sus maypag mukaon nalang mi sa amo,mas daghan pa cguro mig makaon!ky ang handa perteng gamaya!!!hala pagchur oy!!!grabe jud katihik,she couldn't even enjoy things that money can do ky di man niya gamiton!mahadlok man siya mahurot iyang kwarta!waaaaaaaaaaahhhhhhhhhhhhh!!!

[ed168]

frugal kaau among famly, tanan nay trabaho, nay kwarta, nay balay, nay auto, pro ang pagkoan, miswa, itlog, tsk tsk..

[Ms.Beau]

^lolz