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  1. #1

    Default Good first credit card for a college student?


    Hii Everyone!!
    i just want to need some help because i have no idea and i don't no which Credit Card is best for college student.
    Please give me best tips about best credit card with procedure..

    Please Help!!

  2. #2
    savings > debt

    ask makie (marco) for guidance.

  3. #3
    Kung student pa ka, murag supplementary usa ka. So kung naa imong parents CC, pa under nalang nila. Kay kung mokuha ka ug CC kinahanglan man cguro ug nag trabaho naka. Kay mostly ang requirements ana kay Payslip, certificate og employment, etc. Lisod pud kung naa ka CC labeh na wala kay self discipline. Save lang usa TS since student pa man ka.

  4. #4
    Got my first credit card at the age of 18. Principal. BPI

  5. #5
    I don't know what your current needs are but in my very honest opinion, as much as possible, avoid credit cards.
    Credit cards result to debt, it is not a source of extra income.
    Though it may provide you more spending power, the charges and interest that you'll pay are just too big.
    Yes, it may look and sound cool especially for a student but it really won't help especially if you can't manage it well.
    Summing it all up, manage your finances well, don't live more than you can afford, and as much as possible, avoid debt, especially bad debt.

  6. #6
    I don't know what credit cards best suit you and what is your main purpose of securing one.

    For me, credit cards are very useful, convenient, beneficial and you can do a lot out of these cards if you just know how to use them wisely. If you are not capable of paying dues on time, I guess these cards are like piranhas eating your money by little bits but will eventually consume it "all".

    If you are a responsible credit card holder, you can have all fees waived and even enjoy benefits only a few experienced.


    Credit cards may be of great use and may help increase your revenues or put you in bad debts depending on how you utilize them. Good luck.

  7. #7
    Choya oi, pa-credit cards man daun nga student pa. Super sosi nimo TS oi.

  8. #8
    TS samtang student paka....ayaw lng sa pag credit card....savings lng sa permi.....

  9. #9
    any credit card will do. but as for requirements murag maglisod paka kay college pa. unless supplemental.
    And I hope kamao rapud ka mogamit ug credit card.

    Kay trending baya jud sa mga college students na naay credit card, pag graduate lubong ug utang.

    nindut ang cc pang roll ug kwarta without any interest(except yearly fees).
    Last edited by Metz; 02-05-2013 at 11:19 AM.

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