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  1. #61

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    Quote Originally Posted by Engineering View Post
    6k/month nahulog lang for emergency use.. never been touched pa nah dili lang ko mo sulti pila na katuig.. kay kun mahilabtan aw dili na gyud nah matawag ug savings...
    That is impressive Ms. Engineering. For 1 year alone you already have P72,000. Question is, is that enough as emergency fund?

    The sample P72k may be either be small or enough or big for others since we all have different monthly expenses and income. So the best way is determine your average actual monthly operating expenses then multiplied by 12 months and if you already achieved that figure, then your emergency fund is enough.

    The P6k/month then should be now general savings and if enough already, then it should go to your investment fund already

  2. #62

    Default

    nice, i hope everyone will start saving for the year 2013
    Happy New Year Everyone

  3. #63

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    Wala pa jud tawn ko na save kay nahurot ug invest into business...

    Happy New Year to all istoryans!

  4. #64

    Default

    Thats a good investment unsa business imo g venture karon

  5. #65

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    Unsai maayo nga breakdown sa imong salary/month by percentage?
    -emergency fund
    -personal savings
    -personal expenses
    -investment

  6. #66

    Default

    Quote Originally Posted by boyq View Post
    Unsai maayo nga breakdown sa imong salary/month by percentage?
    -emergency fund
    -personal savings
    -personal expenses
    -investment
    i have no idea, but in the first post, there was an example that was shared.

    for me i just save 10k per month hehe

  7. #67

    Default

    i have set aside a portion of my monthly earnings but i dont religiously save... hopefully mnambok ako savings by next year, dili lang ako

  8. #68

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    Quote Originally Posted by rl View Post
    i have no idea, but in the first post, there was an example that was shared.

    for me i just save 10k per month hehe
    kani na lang sa ako buhaton para simple lang:
    income - savings = expenses

  9. #69

    Default

    me no save !

  10. #70

    Default

    no savings but bought an asset..

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