BEST BANK IN the PHILIPPINES ---> POLL

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depende sa investment product/type...karon nga maayo kaayo dagan sa ato economy, stocks/equity base funds kay maabot mga around 20%+ and lesser risk products may go around 5%. Nothing guaranteed kay mag depend na sa market.

Pero kinahanglan pa mo take ug risk assesment bro? as mentioned above...

[MK]

Pero kinahanglan pa mo take ug risk assesment bro? as mentioned above...

kun BPI, online ra na tanan bro.
if the product you really wanted to subscribe dili mo appear sa list of funds, pwede ra nimo ma adjust balik imo investment profile...simple ra as yes or no or check here and there

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kun BPI, online ra na tanan bro.
if the product you really wanted to subscribe dili mo appear sa list of funds, pwede ra nimo ma adjust balik imo investment profile...simple ra as yes or no or check here and there

Thanks so much bro for imparting your knowledge on this.
Medyo apprehensive ko gud ani investment kay minsan nako nag-invest kaso it didn't turn out well.
I'm must admit I'm not financially literate.
Normal savings ra jud akoa.

[missingyouso]

MTB for my savings (kapoy na balhin hehhehe)
Unionbank for my paycheck and for shopping and dining out

*never tried BPI though

[moz_k2]

BPI
Pros:
-Nice ang ila online banking experience.
-Makita pud nimo imong investements as what others said.
-Nindot ilang bills payment na facility.
-Pwede makaload gamit ang ATM
-If you do branch banking, makalingkod ra ka, naa sila priority number.

Cons:
-Naa pa paperworks kung mag register ka ug phone for online reload, add ka ug payee, etc.
I hate it by the way, the Submit and Print button, not everyone have access to printers.
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BDO
Pros:
-Their bills payment facility is good.
-Long banking hours.
-Dali ra makaload ug phone via online banking, register number then load, mao ni ako preferred na method.
-Daghan branch.

Cons:
-Walay lingkoranan for depositors, linya jud ka.
---Kung guba naka ug tuhod aw antos jud.
-Kung mo register for online banking mag print paka sa imo application form na dad.on sa branch near you.
---Hassle ni kung layo ka sa BDO.
---Sa BPI kay i activate ra nimo ang online banking using ATM machine.
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Citibank
Pros:
-Topnotch security for their online banking.
---Logging in requires new password and answer to one of the security questions.
---They just implemented a new security feature called One Time PIN, they will send a PIN to your mobile number when you do a transaction, you have to input it before it expires.
-No processing fee when you receive money from other banks(other bank to citibank), other banks do.
-All registration is done online, dili na moadto sa bank, no need to print anything.
-Adding a payee for fund transfer is hassle free, you can receive activation code online.
-If you have multiple bank accounts, you can see them with only 1 ATM card.
-Good customer service.
-Branch banking is good, gamay ra ug taw.
-Bigger withdrawal limit via ATM per day, most banks have only 50K limit, useful in case of emergency on a non-banking day.
-No charge for ATM withdrawal on any Bancnet ATM, so bisan metrobank na ATM walay charge.

Cons
-Mahal mo open ug account, dako ug maintaining balance.
-Less merchants available for Bills Payment.
-Few branches, not like other banks.


Paranoid about online security:Citibank
Good online/branch banking service:BPI
Branch banking after 3PM:BDO

[tambay_pait]

BPI- naay atm bisag asa. naa pa gyuy atm nga pwede ka makadeposit..di na kinahanglan makigstorya pa kag teller... di ko ganahan sa ilang online banking, magtransfer ra ganig kwarta or bayad ug bill kailangan pa gyung ienroll ang acct nga imung pasahan o bayaran, sa uban like hsbc kay di na man..
Unionbank - ako payroll acct..gamay rag branches, mao pirmi makuhaag dose/kinse akong kwarta kay hasulan na kog pangitag atm nila..
BDO - bati ilang online banking, panigurado kaayug style..hehe wa gyuy online application.. ang nakanindot nila kay open cla sa sm bisag dominggo. dugay pa gyud ilang closing time ikumpara sa ubang bangko.. hi tech pud ang uban nilang atm..hehe
HSBC - credit card nako, nindot ilang customer service, ila online banking ok pud, di na kinahanglan paenroll cge bayad ra diretso.. secure pud kaau ilang online banking kay nig log in nimu duha ka passwords ilang pangayuon..limited lang kaau ilang mga perks..
RCBC - makalagot nang uban nilang ATM kay nig withdraw nako maminusan gyud kog 200 .. example kay kanang naa sa jmall..nindot ani kay naa ra sa skina sa amo, makadali2 kog withdraw, maau na lang kinse ray kuhaon sa branch nga ako withdrawhan..

ang uban wa na ko kahibaw.. hehehe


akong givote diay kay BPI..hehehe

[MK]

BPI- naay atm bisag asa. naa pa gyuy atm nga pwede ka makadeposit..di na kinahanglan makigstorya pa kag teller... di ko ganahan sa ilang online banking, magtransfer ra ganig kwarta or bayad ug bill kailangan pa gyung ienroll ang acct nga imung pasahan o bayaran, sa uban like hsbc kay di na man..
Unionbank - ako payroll acct..gamay rag branches, mao pirmi makuhaag dose/kinse akong kwarta kay hasulan na kog pangitag atm nila..
BDO - bati ilang online banking, panigurado kaayug style..hehe wa gyuy online application.. ang nakanindot nila kay open cla sa sm bisag dominggo. dugay pa gyud ilang closing time ikumpara sa ubang bangko.. hi tech pud ang uban nilang atm..hehe
HSBC - credit card nako, nindot ilang customer service, ila online banking ok pud, di na kinahanglan paenroll cge bayad ra diretso.. secure pud kaau ilang online banking kay nig log in nimu duha ka passwords ilang pangayuon..limited lang kaau ilang mga perks..
RCBC - makalagot nang uban nilang ATM kay nig withdraw nako maminusan gyud kog 200 .. example kay kanang naa sa jmall..nindot ani kay naa ra sa skina sa amo, makadali2 kog withdraw, maau na lang kinse ray kuhaon sa branch nga ako withdrawhan..

ang uban wa na ko kahibaw.. hehehe


akong givote diay kay BPI..hehehe

BPI may soon become = BPI + PNB + Allied Bank...kana kun ma-approved ang merger...the surviving bank will be BPI...meaning, they will get more branches diri sa ato and gain more OFW clients as allied+PNB got more branches overseas combined.

[marcopolo]

Metrobank kay grabe ka dugay linya... paraparehas ra sa BDO (mag barog pa gyud ka). BPI so far ang ok kaayo.

[sanlinux]

Mag BPI nlang ko ani kay murag nice ang feedback...

[vincent]

BPI savings BPI credit BPI mutual fund..