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  1. #11

    Default Re: FYI: CREDIT CARD Defaulters


    Quote Originally Posted by pridi View Post
    walay maka tubag ani nimo bro/sis... and kung naay ka balo ani, walay mo confirm or mo deny ani kay cla ra ang alkanse... either manganad ang mga tao or mag duda....
    Matud pa sa boss nako bai, if ang imohang daw credit card before nga na default kay VISA, try daw sa uban banks nga MASTERCARD...

    Pero for me, I'll pass na on credit card. Sakit kaayo na sa buot ang annual fee oi, bisan pa ug free pana sa 1st year.. Kay for example, if mag purchase ka ug mga 0% interest items which are usually 6 to 12 months to pay, then ni purchase ka on your 6th month when you receive your card, di inig ka year 2 ana, automatic nga naa naka annual fee which is more or less around P1200...........

    Nawala na ang kinaraan nga style pag palit ug mga stuff nga TIGOM first before buying.. karon, kay buy first bahala ug utang... tsk tsk tsk....

  2. #12

    Default Re: FYI: CREDIT CARD Defaulters

    Quote Originally Posted by lodyl View Post
    Matud pa sa boss nako bai, if ang imohang daw credit card before nga na default kay VISA, try daw sa uban banks nga MASTERCARD...

    Pero for me, I'll pass na on credit card. Sakit kaayo na sa buot ang annual fee oi, bisan pa ug free pana sa 1st year.. Kay for example, if mag purchase ka ug mga 0% interest items which are usually 6 to 12 months to pay, then ni purchase ka on your 6th month when you receive your card, di inig ka year 2 ana, automatic nga naa naka annual fee which is more or less around P1200...........

    Nawala na ang kinaraan nga style pag palit ug mga stuff nga TIGOM first before buying.. karon, kay buy first bahala ug utang... tsk tsk tsk....
    and because of that, look at where the philippines is at right now

  3. #13

    Default Re: FYI: CREDIT CARD Defaulters

    Quote Originally Posted by lodyl View Post
    Matud pa sa boss nako bai, if ang imohang daw credit card before nga na default kay VISA, try daw sa uban banks nga MASTERCARD...

    Pero for me, I'll pass na on credit card. Sakit kaayo na sa buot ang annual fee oi, bisan pa ug free pana sa 1st year.. Kay for example, if mag purchase ka ug mga 0% interest items which are usually 6 to 12 months to pay, then ni purchase ka on your 6th month when you receive your card, di inig ka year 2 ana, automatic nga naa naka annual fee which is more or less around P1200...........

    Nawala na ang kinaraan nga style pag palit ug mga stuff nga TIGOM first before buying.. karon, kay buy first bahala ug utang... tsk tsk tsk....

    with regards sa annual fee, naka try man ko sa ilaha, that I asked them if there is any way nga ma waive ang akong annual fee anyway sure man ko nga gamiton pa nako ang akong credit card kay naay naka paylite... pag ingon sa naka tubag nga dili daw pwede, ni ingon rko "cge miss, paki compute ko pilay akong bayran in two months den akong ipa cut akong card just because naay wala ni sabot sa ako-ang request on __th of January (ba toh?) at around 4pm, maybe they could trace it"... ni ingon dayon ang CSR "ahh, sir, wag naman po sana ganon, kasi ginagawa ko lang ang trabaho ko eh, pero cge po, i forward ko po ang request nyo".... den on my next billing gi reverse jud...

    its not nga nag abusar ko ato nga time, ang ako lang bah is they should know how to keep their customers... pero kalipay ra jud nila ana noh, ang mga walay disiplina nga tao ra jud.... plain and simple....

  4. #14

    Default Re: FYI: CREDIT CARD Defaulters

    na block akong card then naa bot na pud katung kiha, but then i settled it and payed the balances, in short zero balance na, then ni request ko for activation di naman hinuon i grant, nagtuo ko nga after gud ma open balik, unsa kaha lain option ani, wala pmn pud iya expiration but then di na ma open balik. sila na mismo nag cut pud.

  5. #15

    Default Re: FYI: CREDIT CARD Defaulters

    i have a cancelled cc with BPI and i have 2 savings account with them (atm and passbook), wla man kuha-e..hehe..pls help me understand how they would go about taking it off from one's savings account..naa na nakasuway ana nga situation?

  6. #16

    Default Re: FYI: CREDIT CARD Defaulters

    akoa cc sa union padung na annual since wala man nako gamita ako gipa waive ila man gi grant and disregard lang daw ang next bill.... mag wait ra daw sila kung when nako gamiton ang card.. pero ako plan ipa cut off lang nako ang cc.. napa ba kaha koy bayranan sa?

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