Where to Invest?

[neo4596]

Broad kaayo ang question and title sa thread. But to answer said question, I would say invest in stocks. I chose investing in blue chip companies kay pwd ra nmo cya pasagdan. Unlike if you engage in traditional business, like opening a convenience store or internet cafe, for example, kinahanglan jud na constant monitoring on your part otherwise malugi ka not because the business is not doing good but because of the "dishonesty" of some people you entrust your business to. Sa stocks, pwd ra walay cctv camera, hehe or security guard na mobantay 24/7, wait lang ka sa yearly dividend and price appreciation sa imong stocks, but of course, risks are always present in stock investing like market crash or bad news sa company like what happened to PX recently. My point is, in stock investing, dili ko mangadlawon ug mata para mag-manage or mangasaba sa mga employees kay palpak ang trabaho..hehe.

[Xmod08]

Kung kahibaw ka maningil ts, ipa utang na lng na imong money. Tubo-i og 4% pinakagamay. Sa mga kaila lng sa or dawat kag prenda ATM. Daghan na mo sukol anang 4% per month. Silingan gni nko 10%, mo ubos 8% if proven good payer na. Sa bumbay 20% (tabla rag naghigot og pisi sa li-og). Sugod sa kag ginagmay ipautang if bag.o pa nangutang nmu.. if good payer, aw pwede na maka-utang og dako2x.

If naa ky unique idea dha, suwayi. Take risks by doing what you love.

[700club]

Stock Market siguro.

[quantuminplus]

Bonds, Mutual Funds, Stocks, Apartments, etc...... perting daghana...... capital ra gyud ang kuwang

[makie]

For beginners, mutual funds is the most ideal. Here are some benefits of mutual funds:

*Cheap - You only need around P5T to start a mutual fund investment. You're not obliged to add monthly but it's highly advised especially in a market right now. Minimum amount for additional investment is only P1T. Starting a mutual fund investment is cheaper than starting a sari-sari store.

*Access to professionally managed funds - If you invest in mutual funds, your investment will be a part of a huge pool of funds handled by professional fund managers. These fund managers have degrees in economics and other related courses and have extensive investing background. How would you feel if a professional investor is investing your money on your behalf?

*Convenience - Because professional fund managers handle the investments in behalf of the investors, those who invested (like you) has nothing more to do. It works like bank deposits. You hand your money over to mutual fund companies and you can forget about it. The difference between deposits and mutual fund investments? Mutual funds give much higher returns.

*Diversification - How would you feel if you can own Jollibee, SM, and San Miguel Corporation shares for only P5T? That is one beauty of mutual funds. For a very small amount, you can own shares of huge corporations and you're entitled to their earnings and assets. If Jollibee shares go up by 5%, then your investment goes up by 5% as well. Aside from owning shares of huge corporations, you can also lend the government your money for a fixed interest.

*Tax-free - Your mutual fund gains are free of tax. Once you redeem or withdraw your investment or just a part of it, what you see is what you get. Savings deposits have tax, other investments have tax. Mutual funds don't.

*Low charges - Aside from tax breaks, the fees of mutual fund companies are also very cheap. Mutual fund companies either have entry or exit fees. Entry fees are charges upon making the investment while exit fees are charges upon redemption or withdrawals. Either way, both have the same impact over the investment. The law suggests that mutual funds can only charge a maximum of 3% and nothing beyond that. Normally, mutual fund companies charge around 2% whether its entry fee or exit fee.

As of now, mutual fund (stock/equity funds) has gone up by an average of 20% already since January 2012. The market conditions are so investor friendly hence in order to take advantage of such great investing environment, invest in mutual funds now.

[quantuminplus]

TS paminaw ni sir makie...... grabe na kaayug experience na....

[cebudoneforyou]

Broad kaayo ang question and title sa thread. But to answer said question, I would say invest in stocks. I chose investing in blue chip companies kay pwd ra nmo cya pasagdan. Unlike if you engage in traditional business, like opening a convenience store or internet cafe, for example, kinahanglan jud na constant monitoring on your part otherwise malugi ka not because the business is not doing good but because of the "dishonesty" of some people you entrust your business to. Sa stocks, pwd ra walay cctv camera, hehe or security guard na mobantay 24/7, wait lang ka sa yearly dividend and price appreciation sa imong stocks, but of course, risks are always present in stock investing like market crash or bad news sa company like what happened to PX recently. My point is, in stock investing, dili ko mangadlawon ug mata para mag-manage or mangasaba sa mga employees kay palpak ang trabaho..hehe.

Yes, sakto ka.. broad ang question pero sakto sad ka sa imong answer.. sometimes man gud.. dili ta gusto dii ta mangunay sa ato money for investment pero mao na paga ingnon nga we need to have a mentor... and Istorya is also a source of unsolicited opinions from the mentors. Stock market need not man nga mangunay ka.. kay kana mga blue chip company you can have a high return of investment.. kana iya 50k if iya na invest in stock diba kaha siya ganahan nga mo dako iya money 100%. basin nahan ra isya sa tag .25% taxable nga returns..

[cebudoneforyou]

Bonds, Mutual Funds, Stocks, Apartments, etc...... perting daghana...... capital ra gyud ang kuwang

Mao ni siya source of passive income pero naa man panultihon nga sugod lang sa ginagmay.. diha man mag sugod ang dako sa gamay..

[correspondent24]

Ang 50K karon stocks or something related to it ra gyud diay ang dali ka investan?

[makie]

Ang 50K karon stocks or something related to it ra gyud diay ang dali ka investan?

You have a lot of options where to invest but investing in stocks or mutual funds is very convenient and require less capital.
You can invest in properties since it will appreciate in time but you may need millions.
You can start a business with a minimal capital but the effort required is enormous.
You can invest in a small business (as a capitalist partner) but how is the chances of succeeding?
The shares that you will be buying in the stock market (or the fund manager for that matter in mutual funds) are huge and very stable companies which increases your odds.
It will actually boil down to your choice as to where you think you'd be more profitable or what suits you best.