save and if naa pa extra left then mu-travel with the family.
save and if naa pa extra left then mu-travel with the family.
itago incase naai emergency naai backup money.![]()
i savings aron sa future na kinahanglanon.......![]()

invest so your money grows for you. Counterintuitively, putting money in a savings account is not enough. With interest rates so low, you're actually losing money thanks to inflation. The real gains come from investing your money so it grows for you. A great starting investment is a low-cost target-date retirement fund, which automatically diversifies and rebalances your investments based on your age — for very low fees.Vanguard is a great company with low-cost target-date funds.
kong naay extra , try gamit sa negosyo basin mudaghan pa diay .
depende na TS kung pila ang subra.. lagmit adto jud na sa liquid savings.

im not sure how many istoryans speak truthfully here. basin show off lng ang uban para ingnong perfect being sila.
kay if naa koy extra, kanang klarong extra ha...as long as nakabilin nako/nakabayad na sa mga byranan... splurge oi. saon.
truthfully speaking here..... invested in mutual funds rather than savings bank....... i'll get 10-20% yearly sigon sa market condition..... kung bati ang condition? the more im happy....... opportunity.........
If gamay ra nga extra...Ipalit ug coffee sa Starbucks, pa massage, or itan aw ug cine sa Imax. Hihi.
If dako2x, gamiton para build ug business like hulog piso nga tubig machine.
If dako, ifranchise ug Jollibee.
If dako jud kaayo, magpatukod ug akong kaugalingon nga mall iatbang nako sa SM. Or patukod nako ug 5 star nga hotel/resort.
kong extra nga money say like a thousand pesos , will go a long way in stocking up food items in the house ,mga ginagmay nga kinahanglan sa balay.
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