Where to Invest?

[kritopleern]

carenderia bro.!!!heheheh... mangita lang kag muluto og service crew nimo..

[correspondent24]

hmm murag daghan naman suggest about stocks/mutual fund....how about business options napud?

cguro if naa ka enough capital and vacant lot not far from the city then try rental house, boarding house or apartment?

Nice idea bro.
Kaso wala lang gyud enough capital and vacant lot.
If you have maybe we can form a partnership. hehe..

[MK]

Nice idea bro.
Kaso wala lang gyud enough capital and vacant lot.
If you have maybe we can form a partnership. hehe..

naa ko ingon ani na business gamay ra gud para naa pang bayad bills

[nowayL]

Yes, dapat nimo idiversify imong kwarta. Take some from your bank savings then put it in investments such as MFs.

Here is an illustration why:

Bank savings interest rate - 1% (normally pero minus tax pa ni)
Mutual funds interest rate - average of 12% annually (most of the time, tax free ni)
Inflation rate - On average 3% to 4%

Inflation rate is the increase of the prices of commodities (annual rate) so if you have your money in the bank earning a measly 1% a year and on an inflation rate of 3%, then ang tinuod nimo nga interest is -2%. How can your money grow on a negative interest? Lugi gyud ka. Unfortunately, this is what most people don't see.

The key to successful investing is to put it into something that will give you higher than the inflation rate. Mutual funds, labi na if nindot ang economy, can give 12% or even higher than that. PhilEquity (a mutual fund company) for example has gone up by 65% in 2009.

Mutual funds work basically the same as bank savings but the difference is that [1] MFs are investments, not deposits, and [2] it is not insured by PDIC (PDIC only protect/insure deposits).

Only put money in the bank for your emergency funds. For investments or savings, don't put it in banks, invest it. Sayang kaayo imong kwarta sa banks kay kaonon ra sa inflation.

Unsa ka safe atong kwarta ani Bro? .... tia

[correspondent24]

naa ko ingon ani na business gamay ra gud para naa pang bayad bills

How much capital bro need aning imong business?

[MK]

How much capital bro need aning imong business?

started around 600k sauna...

[marclouieyap]

Bro Palit printer kana mga 2t plus, then palit Continuous ink flow.. then palit kana substance 20 or 80GSM grade na bondpaper.. mangita ka ug hot materials nga pang review sa board exams.. then imu imass print nya pa bind ug kana kaila ra nimo nga nindut quality.. Done this before way back 2010 then mkaearn ka extra net income of 2t-10t a week.. halinun kaayu especially engineering reviewers nga dili available sa pinas.. hehehehe medjo effort lang not much pero payts na.

basta ang idea here is dapt mura premium product imu gioffer.. good review materials, good quality print, good quality paper and bind

[ey3s0nly]

Bro Palit printer kana mga 2t plus, then palit Continuous ink flow.. then palit kana substance 20 or 80GSM grade na bondpaper.. mangita ka ug hot materials nga pang review sa board exams.. then imu imass print nya pa bind ug kana kaila ra nimo nga nindut quality.. Done this before way back 2010 then mkaearn ka extra net income of 2t-10t a week.. halinun kaayu especially engineering reviewers nga dili available sa pinas.. hehehehe medjo effort lang not much pero payts na.

basta ang idea here is dapt mura premium product imu gioffer.. good review materials, good quality print, good quality paper and bind

great idea sir. pero, dli ba nimo need ug premission to re-print review materials? hehe!

[Sell_Ur_Stuffz{S.u.S}]

nindot ni nga thread dah! naa ko nakat-onan about MFs... sa 50k TS nindut binulto kompra sigarilyo, naa sa Manila barato kaau pero dili ni sa front gate mogawas...tua ni sa ilawom

[scriptologist]

invest in green technologies, led bulbs, solar pumps, solar led christmas lights, solar panels, anything nga maka save ang mga tawo sa electricity bills, saving energy is now a necessity. Philippines is 3rd on highest electricity rate worldwide, first is Denmark then Brazil, then there's us.