Need advice about banko.

[cebu.opportunities]

salamat kaayo sa tanan ninyong mga inputs.

last questions.

unsa nga bank pwede ma link ang paypal.?

ang Bancnet nga ATM pwede ba maka withdraw sa Megalink nga ATM.? vice versa

Murag nindot ang zero maintaining balance dah.

If one of your purposes is kana dali ra i-link sa paypal, go for UnionBank...
Naa na mga inputs nila bout UBP EON... try lang pud search, basin naa pka lain ma-discover... I can't speak for UBP ky wa mn ko ana pero ako friend, mao na iya gamit pra sa iya online earnings ky pwede mn mka-link sa paypal.

[cebu.opportunities]

ang BPI naa pud ba interbranch fee.? or interbank fee.?

ang BPI wai regional interbranch(bank branch-to-branch with the same bank) fee pero naay interbank (bank-to-bank)fee.

most of the banks ky naa ny regional inter-branch fee; labi na sa inter-bank, naa jud na fee. pero again, naa jud ny exemptions to the rule.
Citibank has that special account nga pwede ra wai fees sa remittances from Citibank to other banks worldwide. pero nosebleed pud ang requirement pra ma qualified ka.

[the Messenger]

We agree. Nosebleed ang maintaining balance sa Citibank, hehehe, so we strongly suggest you go with BPI.

The BPI Express account has a very low maintaining balance of P500.

You simply fill out the application form online and wait for the bank's e-mail 1 week later for the scheduled pick up of your ATM card (and the money you want to deposit... most of the time, they won't ask you to deposit ra gali).

Online enrollment of your account also increases the maximum withdrawal amount from 20k to 50k a day.

Very happy so far with BPI.

Caveat: Although the bank does not charge any interbranch fees (BPI to BPI), beware of the flat inter-bank incoming remittance fee of P150.

[Similya]

beware of the flat inter-bank incoming remittance fee of P150.

unsay pasabot ana.? para na ofw.?

@cebu.oppurtunities, salamat kaayo sa mga detailed information's.

[the Messenger]

unsay pasabot ana.? para na ofw.?

Not just for OFWs but also for local transactions, bro.

If mag transfer ka ug money from say Unionbank to BPI... or Citibank to BPI.... or Allied Bank to BPI... the amount that reaches the BPI account of the recipient is less than P150.

Example lang... If someone sends you P500 from Unionbank to BPI... di na P500 ang madawat nimo.... P350 nalang.

The P150 is the incoming remittance fee charged by BPI. Same thing with PayPal to BPI transactions (except sa mga Odesk users).

[cebu.opportunities]

BPI OUTWARD REMITTANCE -BPI to World Global Payments (from ur BPI to other BANKS (LOCAL or WORLDWIDE) OR BRANCHES (WORLDWIDE) Global Payments Here's how: Visit any BPI/ BPI Family Savings Branch nationwide. Accomplish the Global payments application form. Submit the Global payments application form. Ask for a receipt of your payment instruction. Things to Remember ? You must be a BPI/BPI Family Savings Bank accountholder. ? Other documents are necessary if the funding is versus Local Currency in excess of US$60,000. For more details, you can call 89-100 and a phonebanker will assist you or simply visit / call any of the more than 800 BPI or BPI Family Bank branches nearest you. ? Standard Payment Instruction ? Currencies accepted: a. BPI Branches: USD, AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, SEK, SGD b. BPI Family Savings Bank Branches:USD ? Request your beneficiary abroad to provide you with the relevant bank codes for their nominated receiving / beneficiary bank abroad. We can also assist you in determining the related Swift code of your beneficiary bank by calling our 89-100 express world of convenience. ? International Bank Account Number (IBAN) ? Various Bank Codes Used For Global Payments ? Global Payments for Business Banking ? Fees and Charges

Global Payments Charges

Payment Mode	Service Charge Commission	Documentary Stamps	Correspondent / Settlement Bank Charges*	Beneficiary Bank Charges**
Debit from FCDU account of the Client	USD14.00	N/A	Charges vary depending on the following: - remittance amount - remittance currency - purpose of remittance i.e. non-trade or trade	Charges vary depending on the bank involved, they may or may not charge their own fees.
Debit from PESO account of the Client	PHP600.00	PHP0.30 for every PHP200.00	Charges vary depending on the following: - remittance amount - remittance currency - purpose of remittance i.e. non-trade or trade	Charges vary depending on the bank involved, they may or may not charge their own fees.

	*This can be shouldered by the beneficiary customer / recipient of funds where the charge will be deducted by the correspondent /settlement bank from the total amount that the recipient of funds will receive. If not, this can be shouldered by the remitter / BPI applicant where BPI will collect the charge in advance on top of the BPI Service Charge Commission. *This charge is the fee of the correspondent / nostro settlement bank and NOT of BPI.
	**This is shouldered by the beneficiary customer / recipient of funds where the charge will be deducted by the beneficiary bank from the total amount that the recipient of funds will receive. If not, this will be shouldered by the remitter / BPI applicant as an additional charge. Intermediary bank charges may also be applied. **This charge is the fee of the beneficiary bank and NOT of BPI.
	Note: Fees may change without prior notice.

[cebu.opportunities]

unsay pasabot ana.? para na ofw.?

@cebu.oppurtunities, salamat kaayo sa mga detailed information's.

No problem TS.
Sa BPI ni siya nga details...

Inward Remittances
You have 4 ways of remitting money to the Philippines:
?	Direct Credit to Account
	This is the fastest, most affordable, and safest way to send money to the Philippines. We have an online, real-time credit-to-account remittance with free text alerts to the remitter and beneficiary, available in all BPI Remittance Centers worldwide. You can also remit funds (in Philippine Pesos or USD) to any BPI, BPI Family Bank or BPI Direct* account and have it credited to your beneficiary's account within 24 hours. Your beneficiaries can immediately withdraw the remittance proceeds from any of more than 1,600 Express Teller ATMs nationwide!
	* BPI Direct currently credits remittance only in Philippine Pesos.
?	Branch Pick-up
	If your beneficiary has no BPI/BFB/BPI Direct account he/she can claim the remittance proceeds from your preferred BPI or BPI Family Bank branch.
?	Door-to-Door Delivery
	BPI can deliver your remittance to your beneficiary's doorstep within 24 hours for Metro Manila residents and from 48 to 72 hours for provincial residents.
?	Credit to Other Bank's Account
	If your beneficiary has an account with another commercial bank, BPI can forward your remittance within 48 hours to the head office of his bank. The other bank's head office, in turn, will credit this to the particular branch where your beneficiary's account is maintained. Inward Remittance Charges FROM: Correspondent Bank/SWIFT Remittances * Payment Mode Service Charge Commission Postage Documentary Stamps Cable Charges Credit to Account - Peso Account Php 150.00 Php 10.00 Php 0.30 for every Php 200 and a fraction thereof n/a Credit to Account - Dollar Account USD$ 6.50 n/a none n/a Bank to Bank - Peso (BPI as intermediary bank) / Credit to Other Bank ** Php 150.00 n/a Php 0.30 for every Php 200 and a fraction thereof n/a Bank to Bank - Dollar (BPI as intermediary bank) / Credit to Other Bank ** USD$ 10.00 n/a n/a n/a Branch Pick-up - Peso Php 150.00 n/a Php 0.30 for every Php 200 and a fraction thereof Php 60 Branch Pick-up - Dollar USD$ 6.50 n/a n/a n/a *A service fee may be charged by each corresbank the transaction passes through. This is on top of the service fee charged by the bank where the telegraphic transfer originated from. ** A service fee may be charged by the receiving bank on top of the service fee charged by BPI as the intermediary bank. FROM: Direct Deposit / US PENSION Payment Mode Service Charge Commission Postage Documentary Stamps Cable Charges Direct Deposit - USD to USD USD$ 6.00* n/a n/a n/a Direct Deposit - USD to Php USD$ 6.00* n/a n/a n/a Direct Deposit - Non-accredited government agency USD$ 6.50 n/a n/a n/a * Effective June 1, 2010. FROM: Local Bank (PDDTS) Payment Mode Service Charge Commission Postage Documentary Stamps Cable Charges Local Incoming (Peso) Php 150.00 regardless of amount n/a n/a n/a Local Incoming (Dollar) $6.50(USD) regardless of amount n/a n/a n/a FROM: BERC and Tie Ups Payment Mode Service Charge/ Commission Postage Documentary Stamps Cable Charges Remittances from BERC click here n/a n/a n/a Remittances from Tie Up Charges vary depending on the contract agreement with each tie up n/a n/a n/a

[skunk_8]

Okay ang BDO kay open sila Monday to Saturday ...Taas pa jud ila banking hours...up to 6 pm sila mag close...

[pinkypearl]

ang Unionbank EON pwede siya ma-link sa paypal, no maintaining balance however there's an annual fee of P350.00. so far ok ra akong experience sa unionbank-SM. exceptional customer service and i think they're open from 10 am until 6pm or 7pm

salamat kaayo sa tanan ninyong mga inputs.

last questions.

unsa nga bank pwede ma link ang paypal.?

ang Bancnet nga ATM pwede ba maka withdraw sa Megalink nga ATM.? vice versa

Murag nindot ang zero maintaining balance dah.

[istoryamember]

salamat kaayo sa tanan ninyong mga inputs.

last questions.

unsa nga bank pwede ma link ang paypal.?

ang Bancnet nga ATM pwede ba maka withdraw sa Megalink nga ATM.? vice versa

Murag nindot ang zero maintaining balance dah.

halos tanan naman nga banks pwede nimo i-link sa imong PayPal para ma withdraw nimo. If you want a list of banks, naa diri ay Complete list of Paypal Bank Codes in the Philippines : PinoyMoneyTalk.com – Make Money Online, Stocks, Forex, Mutual Funds Philippines