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Thread: Memorial Plans

  1. #11

    Quote Originally Posted by Ironwood_Cebu View Post
    err, the MBB (money back benefit) is given 15 years after the plan have been used.
    'm sorry, but as i sed.. 5 years after full payment, u prolly meant 10 years for installment + 5 years after full payment = 15 years..

    the ting u meant "15 years after the plan have been used" is actually 5 years after the person dies within the year of purchase.. so let's not hope dat's gna happen to d clients cz dey dn't hav to die to receive d benefit, 5 years isn't dat long..

    for those people who hav cash in hand and want to save n get more out of their investment, dey usually pay it in full = cash savings from installment and Money Back Benefit after 5 years..

    dat's jz one of the benefit sa prudential na memorial plans, der's more.. 09273848887..

  2. #12
    Quote Originally Posted by chino5150 View Post
    'm sorry, but as i sed.. 5 years after full payment, u prolly meant 10 years for installment + 5 years after full payment = 15 years..

    the ting u meant "15 years after the plan have been used" is actually 5 years after the person dies within the year of purchase.. so let's not hope dat's gna happen to d clients cz dey dn't hav to die to receive d benefit, 5 years isn't dat long..

    for those people who hav cash in hand and want to save n get more out of their investment, dey usually pay it in full = cash savings from installment and Money Back Benefit after 5 years..

    dat's jz one of the benefit sa prudential na memorial plans, der's more.. 09273848887..

    hehehe are you sure with what youre saying here bro? im pretty sure its fifteen years AFTER the plan have been used...

    please remember that life plans (traditional life) have NO maturity years. life plans are plans that address precisely the needs during one's death... so when you say "clients dont have to die to receive d benefits" is misleading. you might be confusing life plan vs pension plans

  3. #13
    Quote Originally Posted by Ironwood_Cebu View Post
    hehehe are you sure with what youre saying here bro? im pretty sure its fifteen years AFTER the plan have been used...

    please remember that life plans (traditional life) have NO maturity years. life plans are plans that address precisely the needs during one's death... so when you say "clients dont have to die to receive d benefits" is misleading. you might be confusing life plan vs pension plans
    sure ko sir na 5 years after full payment, r u gna buy a plan from me f i prove u wrong of d money back benefit w/ ur "15 years after the plan hav been used"

    d thread s about memorial plans, i was talking about prudential's memorial plan, n neither life vs pension plans were mentioned, i guess u wont be misled f u take a minute or so to read d whole ting n comprehend..

    since u mentioned 15 years after d plan have been used, meaning d client can't enjoy their investment w/ d MBB unless dey die or d person who's assigned w/ d plan die.. it's jz wrong b.coz MBB is 5 years after full payment, btw it's d only company offering MONEY BACK BENEFIT.. anyways, naa sad mi product nga pension plan sir.. bsin gnhan ka mo palit..

    prudential memorial plans here, n as i sed.. it's d only company offering MONEY BACK BENEFIT after 5 year of full payment, 09273848887..

  4. #14
    Quote Originally Posted by chino5150 View Post
    sure ko sir na 5 years after full payment, r u gna buy a plan from me f i prove u wrong of d money back benefit w/ ur "15 years after the plan hav been used"

    d thread s about memorial plans, i was talking about prudential's memorial plan, n neither life vs pension plans were mentioned, i guess u wont be misled f u take a minute or so to read d whole ting n comprehend..

    since u mentioned 15 years after d plan have been used, meaning d client can't enjoy their investment w/ d MBB unless dey die or d person who's assigned w/ d plan die.. it's jz wrong b.coz MBB is 5 years after full payment, btw it's d only company offering MONEY BACK BENEFIT.. anyways, naa sad mi product nga pension plan sir.. bsin gnhan ka mo palit..

    prudential memorial plans here, n as i sed.. it's d only company offering MONEY BACK BENEFIT after 5 year of full payment, 09273848887..

    hehe dude, how long have you been with prudentialife? go ask your area manager what is a life plan. when we say in prudentialife LIFE PLAN it is a MEMORIAL PLAN.

    the only time a PH (planholder) can enjoy the MBB of his life plan is when he assigns his plan to another dead person.. simply becoz MBB for LIFE PLAN can only be availed 15years from the plan's use. when the PH himself died, the MBB goes to his assigned beneficiary... thats usually what happens.

    LOLZ simple logic bro, JATA cannot pay our PHs the equivalent of their contract price in so short a time (5years!?)... think.

    anyway, as i said, go back to your area manager and have him/her brief you of this basic benefit.

  5. #15
    actually fyi, several years back 10years lang na, but recently theyve changed it into 15 years... the MBB of Traditional Life Plans i mean... tuo na lang bay. ayaw na ng dare-dare nga palitan tikang plano if tinuod imu gisulti kay basin ma-shot ka sa lungag ana hehehe....

  6. #16
    Quote Originally Posted by Ironwood_Cebu View Post
    hehe dude, how long have you been with prudentialife? go ask your area manager what is a life plan. when we say in prudentialife LIFE PLAN it is a MEMORIAL PLAN.

    the only time a PH (planholder) can enjoy the MBB of his life plan is when he assigns his plan to another dead person.. simply becoz MBB for LIFE PLAN can only be availed 15years from the plan's use. when the PH himself died, the MBB goes to his assigned beneficiary... thats usually what happens.

    LOLZ simple logic bro, JATA cannot pay our PHs the equivalent of their contract price in so short a time (5years!?)... think.

    anyway, as i said, go back to your area manager and have him/her brief you of this basic benefit.
    Quote Originally Posted by Ironwood_Cebu View Post
    actually fyi, several years back 10years lang na, but recently theyve changed it into 15 years... the MBB of Traditional Life Plans i mean... tuo na lang bay. ayaw na ng dare-dare nga palitan tikang plano if tinuod imu gisulti kay basin ma-shot ka sa lungag ana hehehe....
    i wont force u to change ur mind f u rili tink its 15 years.. anyways i dn't hav plans to make ds thread any longer w/ d other topics u jz added, kapoi nag type.. -EnD-

    PiT SENiOR erywun!


  7. #17
    Quote Originally Posted by chino5150 View Post
    i wont force u to change ur mind f u rili tink its 15 years.. anyways i dn't hav plans to make ds thread any longer w/ d other topics u jz added, kapoi nag type.. -EnD-

    PiT SENiOR erywun!

    LOLZ. imu jud barugan imu sayup. eniweyz kaw bahala.

    at any rate, its nice that you promote plpi here, prolly youre an agent here... but you have to be sure of your promises to your prospective clients kay lisud if di diay mao imu gi-promise then mag dahum ph ng di mao... we've encountered some phs nga mag complain kay ila agents lahi sa gi explain at that time nga ila pa lang gibaligyaan ug plan. just be careful.

    oh have i failed to tell you, im from plpi... regular employee, not an agent. thats why i know sayup imu giingong 5yrs after full payment ang MBB... walay MBB nga 5yrs after full payment ang plpi. plpi is a legitimate pre-need company, one of the top three, if not the top preneed company today... we dont give out promises we cannot fulfill (or impossible to fulfill)...

    you can check with your area manager... kang kinsa ka ba under? kang rannie? lilia? just check with whoever area youre under para ma clarify para sure jud ka sa imu product nga ibaligya.

    lastly, i fully agree with you... that prudentialife's life plan is one of the wisest investments today. i have several high-tiered plans myself... which i gotten personally... not that ill die several times LOL but in cases i need money, i can always sell them to those who need them right away.

  8. #18

    Default Re: Memorial Plans

    Quote Originally Posted by Ironwood_Cebu View Post
    there are two kinds of memorial plans - funeral and the lot package. if funeral services, txt me at 0906-5888813 i would gladly explain to you the advantages.

    it is always better to be prepared for a certainty.
    We availed of the funeral memorial plan and are seriously contemplating on getting a lot package as well. As Ironwood mentioned, the plan prepares you and the ones you leave behind for life's uncertainties.

    The funeral plan was a no-brainer for us... but we're confused which lot package to get and where to find the most practical (affordable) option. Spending 500k to 3M for a memorial lot is just overkill. We're hoping to widen our options...

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