mao2x.....e share nalang na ngari.... ayaw na e pm.... para makita sa tanan
mao2x.....e share nalang na ngari.... ayaw na e pm.... para makita sa tanan
I suggest invest it in either mutual funds or directly to stocks.
Mutual funds - Mutual fund companies have fund managers that will do the investing on your behalf. In short, di na ka mahasol sa pag invest because all you have to do is to hand your money to the mutual fund company then sila na ang bahala magpatubo ana. Conservatively, mutual funds give an annual average return of 10% to 15%. If the market does good (just like at the start of 2012), it can go higher than that. In fact, most mutual fund companies already went up by more than 15% in just a matter of 3 to 4 months. So if naa kay P500T then given the rate of 15% in just 4 months, naa na kay P575,000 at the end of April if you invested sa start sa January. Downside? Mutual funds can give negative yields. That means, pwede monaog ang value sa imong investment.
You have the option to invest in equity funds (stocks), bond funds, or balanced funds (combination of stocks and bonds). Stock funds are more volatile meaning mas paspas mosaka ug monaog. Bond funds are basically fixed income kay gamay iyang volatility but gamay pud iyang yield. It's basically high risk, high reward.
Stocks - You're in control of your investment because ikaw mismo ang mopili sa stocks sa companies nga imong paliton. All you need to do is to open an account with a reputable broker, fund your account, and you're good to go. The potential returns in the stock market is great as well as its risks. Imagine this. The price of a stock of a mining company has gone up from 4 to as high as 12 in just three months. That means in 3 months, it gained 200%. So if you invested P500T in it, after 3 months, your money should have grown to P1.5M. Isn't that great? The downside though is that you've got to learn a lot of things and you must do your own research. In short, a lot of effort is required to be successful in this one. Apart from effort in research and learning how to become a good trader, you also require lots of discipline and control over your emotions.
Again, trading in stocks follow the risk-reward concept. The higher the risk, the higher the reward. You can buy stocks an hold them for a long time in anticipation that their values will increase in time. This is very ideal for blue chip companies or to companies that poses great potential.
Mutual funds are ideal for people who:
[1] doesn't have time to monitor the market
[2] doesn't have high risk tolerance
[3] doesn't have the knowledge, guts, and discipline on how to deal with the market volatility
[4] are busy and just want a better return for their money (normally compared to banks)
Stocks are ideal for people who:
[1] want excitement and control over their investments
[2] have guts, knowledge, and discipline in dealing with the market movement
[3] are diligent enough to learn and do research to be updated about the market and different stocks
Whether its mutual funds or stocks, both are great avenues for you to park your P500T and make it grow. Just think about this in mutual funds. PhilEquity started in 1995 at P1.1 per share. Today, PhilEquity's shares are already worth P26 so that means from 1995 until this date, if you invested your P500T in 1995, it has already grown to P12.5M in more or less 17 years.
In stocks, of course, you can double or even triple your money in weeks or months as long as you do your homework diligently.
Why am I promoting mutual funds and/or stocks? Because both are basically hassle free and the requirements are minimal compared to starting a business or investing in other things such as real estate. All you need to do is submit the necessary papers to either the mutual fund company or the stock broker. There are no permits to deal with. The great thing especially in mutual funds? You money grows even without you minding it so you can still have the time and focus on other things.
Kang Corona ra ko patudlo about forex bro kay kato experienced na kaayo to sya. hehehe Pero honestly, I really like to learn forex. I would really appreciate it if you can send me any information to my email about forex for advance reading. PM me for my mail. Thanks.
P500,000 = P250, 000 invest in Stocks....
= P 250, 000 invest in stocks....
Pasagdahi na imong P500, 000..... and mas nindot pag pon i..... then ngita ka lain source of income...... let it grow....... for pila ka years......
baboyan ts mas nindot ni na negosyo.
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