How to save money

[yadah]

bro, try the Envelope Method.
This placing on an envelop all your expenses for the next quincena.
Example:
Envelope 1: Fare and meal expenses at work
Envelope 2: meal expenses outside work
Envelope 3: bills and rental expenses
Envelope 4: Leisure expenses

After segragation of your money, stick to what will be the budget.
Buy only what you can buy based on the budget.

[xavisimao]

bro, try the Envelope Method.
This placing on an envelop all your expenses for the next quincena.
Example:
Envelope 1: Fare and meal expenses at work
Envelope 2: meal expenses outside work
Envelope 3: bills and rental expenses
Envelope 4: Leisure expenses

After segragation of your money, stick to what will be the budget.
Buy only what you can buy based on the budget.

this is quite effective, guaranteed

[brian joshua]

pag boxedor lagi TS

taya, mag boxedor mn sad...
masolan sad d.i nig nawng ang ts?

[gerain04]

bro, try the Envelope Method.
This placing on an envelop all your expenses for the next quincena.
Example:
Envelope 1: Fare and meal expenses at work
Envelope 2: meal expenses outside work
Envelope 3: bills and rental expenses
Envelope 4: Leisure expenses

After segragation of your money, stick to what will be the budget.
Buy only what you can buy based on the budget.

Super agree to this! I've been doing this method pud

[Vien]

Do not spend it.

[ain]

Hi TS,

Saving money is not easy as you need self-control.

The first thing you need to do is to be able to keep track of everything...This means that you need to develop the discipline to record how much money is coming in as well as how much money is coming out. Only by doing this will you have enough control over your money to be able to determine where you can save the most amount of money... Another, I would suggest you open a bank account and do not get a card to it. It will make withdrawing money more difficult. Every time you have some money left ....put it there...
Hope this could help

[ain]

Do not spend it.

Aw basin ma HEAVEN ta og sayo ani kay dli man gastohon

[Vien]

dili ko mo kaon ug 3 times a day heheheh 1's a day lang hehehehe

[UnleashRO.com]

apil ko ninyo, same ra ta

[andersonl]

There's basically 2 ways to increase your cash flow: increase income or reduce expenses.
Since reducing expenses is the easier one, let's pick that.

In order to reduce the expenses, you must first know WHAT TO REDUCE.
So first step is to identify your expenses and your other spending habits.
List down EVERYTHING you spend your money on down to the smallest peso.
(create a cashflow. you could make a weekly or monthly list)
Make this your habit. You'll know what to do from there on.

I can send you a copy of my cashflow spreadsheet. Just PM me. It's in .xlsx format.