Philippine T-Bills (Treasury Bills) Query

[dbalagosa]

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Hehe.. Daghan gyud bro, pero if once raman daw to ingon sa marketing staff nila, next time magpalit na pud ka ug RTB, dili na ingon ato kadaghan ang imong permihan ug basahon.

Yup, sa una tag-as ug rates bro, I think it has some relation with inflation. Usually tag-as man gyud ang bonds, then ang bills maoy mugbo. I think almost same raman tingale if T-bills or T-bonds ka, ngano need man ka ug mugbo ug maturity? Is this for liquidity?

For test pa ni mao short maturity lang sah, and partly for liquidity ang reason pud. When I am pleased with the outcome, then I would go for the RTB or T-Bonds.

Naa pud ko nabasahan na blog nga related to inflation rate ang T-Bills. For example dao karon nga nindot ang economy sa Pinas (true pud, look at the stock market breaking records), ila gipa mubo ang interest rates nila kay dili dao need ang Govt ug liquid cash. Back in 2008 nga naglisod kuno ang pinas, ila gipasaka ang interest kay "nangutang" sila sa mga tao in terms sa T-Bills.

Instead of T-bills you can invest in SDA....try lang inquire sa bank sa ilang minimum. BPI I think is 100T....dunno sa uban

Special Deposit Account? hmm...nagread na ko articles and same ra bitaw sila T-bills kay low ternor period. Thanks sa idea bro. Website of recent SDA rates and their tenors.

[nodols3]

SDA? dili ka hasulan ana magsige balik2x sa banko bro? I mean ang maturity niya is 7 days to 1 month raman gud. Kind of hasol pud baya magsige balik2x.

[arclops]

SDA? dili ka hasulan ana magsige balik2x sa banko bro? I mean ang maturity niya is 7 days to 1 month raman gud. Kind of hasol pud baya magsige balik2x.

I-automate lang bro ang renewal just like T-bills....sabota lang ang bangko. The good thing about SDA over t-bills is that it's more liquid and has a higher interest rate.

[nodols3]

Got this information from here bro.

Sakit2x man diay ning SDA.. lol

Di kaya sa powers. hehe

What is the minimum amount needed to invest in SDAs?
This varies per bank, so it’s better to ask them directly.
Based on what we know, the minimum amount needed to make an SDA placement in Banco de oro (BDO), Security Bank and Hong Kong and Shanghai Bank (HSBC) is P1 million.
In Chinabank, the minimum is P5 million.
In UnionBank, P10 million.
The lowest we know is Bank of the Philippine Islands (BPI) where the minimum is P100,000.

How to invest in SDA – Special Deposit Accounts : PinoyMoneyTalk.com – Make Money Online, Stocks, Forex, Mutual Funds Philippines

[dbalagosa]

I-automate lang bro ang renewal just like T-bills....sabota lang ang bangko. The good thing about SDA over t-bills is that it's more liquid and has a higher interest rate.

Pwede ra i roll-over just like time deposit? mao man na term nila sa auto-renewal kunohay. Nice, mas naganahan ko ani dah.

Got this information from here bro.

Sakit2x man diay ning SDA.. lol

Di kaya sa powers. hehe



How to invest in SDA – Special Deposit Accounts : PinoyMoneyTalk.com – Make Money Online, Stocks, Forex, Mutual Funds Philippines

Salamat sa info bro, nagsige ko ug pangita ani. I guess BPI lang ko kay mao pinaka mubo. Time to visit the bank. Salamat sa info gikan ninyo duha. It was very helpful.

[nodols3]

Pwede ra i roll-over just like time deposit? mao man na term nila sa auto-renewal kunohay. Nice, mas naganahan ko ani dah.



Salamat sa info bro, nagsige ko ug pangita ani. I guess BPI lang ko kay mao pinaka mubo. Time to visit the bank. Salamat sa info gikan ninyo duha. It was very helpful.

Good riddance bro. ^_^