Sun Life vs. Philam Life Mutual Funds

[indie]

---

this is a nice thread. keep it going.

i've read somewhere na minimum investment sa SunLife is 10k . then you can add investments in denomination of 5k later.
can someone here verify this?

[rickmags2000]

Yup bro naa sa ila website sa sunlife, by the way to monitor the price history go to
http://www.icap.com.ph/factsfignavps.asp

pwede na nimo i select specify ka date den transfer nimo excel para ma graph nimo at least guided ka unsa ang trend.

[kenart]

0918-9330746 Mario "Apyong" Alonte
agent nako sa akong SunLife Life Insurance

kinsay naa'y contact number sa agent of philam or sun?

[s125]

international d ai na ang philam life?

yup! a friend of mine invested $20,000 3months ago sa philam and he's earning a lot na. contact his agent, tess teves @ 09176285000. she could answer all your questions

[saosin_demo]

sa karon sa ebiz pa lng man ko naka open ug mutual fund. later on. plano nako mag kuha dri sa duha. sun life ug philam. di ko kapili sa ila. pareho man cla stable na companies.

[shinggay]

hi.. im a philam agent.. you can contact our office in ground floor keppel building 4151490 and look for my manager Mr. Ed Aringay

yup, philam life is an international company and is affiliated with american international group. the company is in the 4th rank, u can check the april 17, 2006 issue of forbes magazine. The company had also been awarded 2 times, during 2004 and 2005, platinum superbrand, by the readers digest magazine. Philam is way much stable than other companies because its been in the country for 60 yrs already. Compared to other life insurances, medjo late na sila nagstart. And the company is guarded by the insurance commission here sa pinas.

Im also a living testimony on the stability of philam. I had completely received my educational plan premiums during college. This means that they can pay what they had promised. Philam is not only a life insurance company but a financial institution. They also have Philam Bank, Philam Plans, PAMI, Philam Insurance and many more.

[Sovabon]

i'm not really sure but i'm sure it's minimal. i'm not a Philam agent

just contact Tess and schedule for an appointment

09176285000

Bro, pls give me her email ad. I am very intersted on this. Sorry gasto kaayo ang tawag kay dia ko sa layo nga dapit. Thanks.

[animelover]

Invest in Mutual Funds ... Either in Philam and Sunlife.

Personally, I've invested in GSIS Kinabukasan MF, which is managed by Philam (through PAMI).

My investment is for my daughter's college education and retirement.

I am also very interested in getting shares from Philam's Equity MF. I plan to do that by the year.

[evangareth]

This is how PAMI funds performed last year (2006):

1. PHILAM Dollar Bond Fund, Inc. - 8.62%
2. PHILAM Bond Fund, Inc. - 14.48%
3. PHILAM Managed Income Fund - 3.08%
4. PHILAM Strategic Growth Fund - 43.32%
5. PHILAM Fund - 36.90%
6. GSIS Mutual Fund - 43%

2006 was considered a record-breaking year for the stock market with PHISIX at all time highs. 2007 is a promising one and could even
surpass 2006 performance. So if you want to ride on with the economic boom and make money out of it. I suggest you invest in mutual funds now. HOwever, stay away from fixed income securities coz our interest rates now are at all time lows. Anyway, about AIG/PAMI, financial integrity should be out of the question. So you should feel safe about your money. Plus in PAMI, we have this investor-to-investor relationship, meaning, we are also investors in the fund, if you lose, then we lose more, and vice versa. So this means, PAMI is really taking care of your money, thru professional fund managers. Rest assured there will be no speculative investing and bulk of the portfolio are blue chip stocks.

If you wanna know more about PAMI and mutual funds, PM or text me 09173296134. I am an independent sales consultant.

[epoycebu]

Philam and Sunlife are both good fund managers. Mutual funds gives you higher returns/ yields than the bank. These are "investment" which means theres a risk involve here. You may gain a lot from the market performance but you could also lose which means getting a yield lower than the you original investment. To the question whether it would be safe to invest on mutual funds, I say it depends on your risk tolerance. If your young and can afford the risk, yes I say go all the way. Look for a balanced fund or perhaps an equity fund which gives you a higher yield but a more riskier.

If you cannot afford to lose, better place your money on "savings" like the bank deposits. These guarantees you not to risk of losing your money below your original investment but gives you a low return on it. Go for time deposits which gives a higher yield. The key here is to find a rate that guaratees you to earn more than the annual inflation rate (6-7%). So if you can get a yiled of more than that lets say 8% would be great.

As they said, mutual funds are the most profitable these days. A word of advice lang is that is better to invest on these on long term (7 years up) so that you can ride on the market fluctuations. These can give you a higher gurantee that you won't lose your original investment value and provide a high return.

When you invest, try to track the interest rate in the market. The rule is simple: When the interest rates are high, the share value of these funds would drop. When it is low, the value rises up. So by tracking the market you will know when to sell or buy funds to your advantage.

I hope this can be of help to everyone. Goodluck!