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  1. #21

    Default Re: Available Mutual Funds in Cebu


    Quote Originally Posted by lorenzoleo View Post
    There is zero risk in investing if you know how it works. It is risky if you don't know how to do it. Investing is like driving a car, at first, kung wala kay knowledge ug basic concepts, kuyaw kaayo ka ma abiriya sa dalan ug mabangga, pero kung maka practice kag basic concepts then attend lectures, hinay2x imu ra na ma kuha ang skill, so mo minimize imung chance/risk nga ma bangga ka.

    @TS : IMG ra nag market Mutual Funds diri sa Cebu mutual funds sa FAMI, PhilEquity, United Fund ug Philam Asset.(I think this is also a good business oppurtunity if you try it, since wala man kaayo competnesiya kay gi carry man halos tanan Financial Industry from banking, to insurance, investment, mortgages, ug real estate). It is good to be part of this investment revolution and spread this to average people that high class people enjoyed. in the future there is a great demand for Financial Advisers, welcome to investment knowldege era. Tradtional system doesn't work today, it is now the distribution channel that contrls the providers. Better position yourselves today and be part of a right company, right people, right mindset, right attitude. and right time and place.

    Senior Marketing Director na si Bro Bo Sanchez sa IMG TS, mao ng kahibaw pud na siya ug Mutual Funds, mao pud ng nag preach pud na siya ug Money matters.

    Risky = Little/no knowledge
    No Risk = if knowledge about how it works.

    Same true with stock market, no risk if you know how to drive.

    kalayo ra sa driving ug sa stock market oi.... compare man nmo ang duha nga lahi2x man gyud na.

    din contradicting imong gipang storya... zero risk kung no knowledge nya makat-on na kay ma-minimize.... risk gihapon.

    read what you are preaching.... dont mislead people to thinking MF, stocks and other investments has no risk.

    i am not against financial literacy but if literacy in one side ra ang gi-teach.... pag sure mo taga IMG!

  2. #22

    Default Re: Available Mutual Funds in Cebu

    I have Sunlife aside sa FAMI and I think ang TS pwede pud moadto sa Sunlife. Sa kadtong mahadlok mo apply online sa FAMI and mo deposit sa money tru bank without meeting any representative, pwede man mo moduol ug taga IMG or dili gali adto mo sa metrobank kay metrobank ra man gihapon na. Pangutana lang mo kinsa pwede duolon although pakapinan pud hinoon nila dayon ug insurance, etc. Be firm lang nga MF ra jud imong gusto.

  3. #23

    Default Re: Available Mutual Funds in Cebu

    @lorenzoleo

    Risky = Little/no knowledge
    No Risk = if knowledge about how it works

    i agree with the first line.. but with the 2nd one.. "no risk" i doubt it... you ask well seasoned bankers and stock brokers there will always be some risk involved.

  4. #24

    Default Re: Available Mutual Funds in Cebu

    Quote Originally Posted by jeshcel View Post
    kalayo ra sa driving ug sa stock market oi.... compare man nmo ang duha nga lahi2x man gyud na.

    din contradicting imong gipang storya... zero risk kung no knowledge nya makat-on na kay ma-minimize.... risk gihapon.

    read what you are preaching.... dont mislead people to thinking MF, stocks and other investments has no risk.

    i am not against financial literacy but if literacy in one side ra ang gi-teach.... pag sure mo taga IMG!
    Risky ra na Jechel kung imung i redeem imung investment kung pag compute nimu lugi paka.



    Investing the long term, minimizes the risk. Naay risk kung mag padala sa emotion especially kung mu drop kaayo ang market, mag panic mag redeem, aw xempre ma lugi jud kay gi baligya man ug barato ang shares.

    Kana history man jud na sa Stock market, padung jud na saka sa long term pag draw ug straight line and find the average slope of the graph.

    Tanaw pud ni ang performance sa PhilEquity for the last 15 years sa Philippines, over the long term di na jud mu balik kung unsay price 15 years ago, pasaka jud na basta long term investor ka.


    Unsa may risk ana kung nag invest kag 1M pag 1995, then ang value karon sa imung investment kay naa na around 20M? This is money working for you. Money doesn't work if you don't save to invest. Mao ni passive income, kwarta ra nag lihok, imu effort kay mag tanaw ra news ug tanaw sa performance. Hehehe! inum2x coffee sa IT park. Interest ra diay nag lihok, bisan ang negosyo walay klaro kita, importante dako savings para interest ra palihokon sa tanan nato needs. T_T!
    Last edited by lorenzoleo; 10-14-2011 at 08:48 AM.

  5. #25

    Default Re: Available Mutual Funds in Cebu

    So bottomline is there is still risk.. = ) u have historical data, so sayun ra au i ingon where to start and when to stop.. Anyway.. I myself have funds invested in both mutual funds and stocks.. Both have their advantages/risks..

  6. #26

    Default Re: Available Mutual Funds in Cebu

    I have an account with citisec and bpi trade but I'm thinking now nga mg-mutual fund nlng q ky busy2 gamay sa work...

    how do we start ani? then pla mn ang initial investment? how long mkuha?

  7. #27

    Default Re: Available Mutual Funds in Cebu

    Quote Originally Posted by ricidirose View Post
    I have an account with citisec and bpi trade but I'm thinking now nga mg-mutual fund nlng q ky busy2 gamay sa work...

    how do we start ani? then pla mn ang initial investment? how long mkuha?
    If you're here in Cebu, IMG can help you. Minimum amount to start an account is just P5T. Requirements are: Minimum amount of 5T then 2 valid IDs. Some mutual fund companies that are connected with IMG are PhilEquity, First Metro, and PhilAm Asset Management. You've got a variety of mutual fund companies in one.

  8. #28

    Default Re: Available Mutual Funds in Cebu

    Quote Originally Posted by elz_terible View Post
    aw..ehehehe,. soRry., wa pako saktong idea gud,. nabasahan ra nako sa book ni Bo Sanchez..eheheh,.

    Dali ra processing ani??
    fami og pami ang nindot bro mo cater ang img ana..

  9. #29

    Default Re: Available Mutual Funds in Cebu

    Pilay price run sa FAMI?

  10. #30

    Default Re: Available Mutual Funds in Cebu

    Quote Originally Posted by SioDenz View Post
    Pilay price run sa FAMI?
    try to check pifa.com.ph bro kay naa diha ang mga NAVPS sa tanan mga mutual funds.

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