soul doctor,
question, not sure if this was asked already..
naa bay solution/tambal ang pagka OC?
soul doctor,
question, not sure if this was asked already..
naa bay solution/tambal ang pagka OC?
Soul doctor, this might be a personal question so feel free not to answer it. Unsa imoha kurso nga gikuha?
maayong buntag dok. tiwas ko basa-basa diri.
I have fear to risk money in venturing business. What shall I do to lessen risks?
close monitoring.
kung magnegosyo ka dapat ikaw mismo mogunit sa kwarta.
ayaw isalig sa uban ang imong negosyo.
example ang nahitabo nako.
gamay ra nga negosyo sa prito nga saging.
akong pangumpra sa saging kada adlaw P300 good for 200 pcs banana.
flour, sugar , cooking oil, etc. P300
so P600 akong puhunan.
Pero nahibung ko muhalin lang og P500 to P600.
alkanse ko pirmi kada adlaw.
maayo na lang naay beer ug softdrinks nga makabawi.
ang nahitabo diay, (after na nako narealized nga gipapahawa na nako ang akong cashier/tigpangumpra--)
P200 pesos ra diay ang paliton nga saging ug P180 ra ang supplies nga flour, sugar ug oil.
So sayop kaayo nako nga sila ang akong gipapangumpra.
Same sa akong kan-anan sa una, kupitan gyud pirmi, kung kinsay mangumpra.
dapat kung magnegosyo ka, ikaw gyud dapat ang mangumpra.
mao nay nakakapoy. pero mareduce nimo ang risk sa alkanse.
nagkatawa ko ani..hehehe..
Thanks sa pag reply, I asked coz I am still trying to assess myself if I have this case.
pero murag dili man. naa jud time gud nga bisan gamay kaug rason makig away jud ko sa akong husband, dali ko sapoton..
naa pod time nga energetic sad kau ko, naa pod time dko nahan makig mingle sa mga taw..pero dili man sya mag change2x dha-dha daun..like akong pagka energetic mo last ug 3 weeks, nya nahan pod ko ako ra usa pero mo last lng syag few hours..
ka experience pod ko anang murag panic buying nya later na nako ma realize nga ga usik-usik lng kog kwarta diay kay akong gipang palit pwede ra unta dili sa paliton kay d jud sya kinahanglanon pa..
naa sad koy mahuna-hunaan mukalit lng kog kaganahan exited kau ko, sa akong mind taas na kaug naabtan..example, kanang mag think kog unsay e business, like mag himo kog cupcake para business, grabe na kau ang naa sa akong mind feeling nako kaya kau nako, mag search2x dayon ko about it, but in the end mawala ra akong gana before even starting the business..
grabe sad kog self pity kong mag away mi ako bana, bisan gamay ra kaug issue, grabe ra sad ko ka paranoid, wala pa gani nahitabo grabe na kau ko makapangaway nga murag nahitabo na..
unsa kaha assessment nimo nako?![]()
sir TS,
unsaon man naku pag minimize sa akong pagka-gastador?
PLS PM me if u have time to reply my question.
if you want to control your expenses you have to "know" your expenditures.
make a list of everything you spent on.
from breakfast to dinner. everything.
once you have listed down your expenses you can see which one is unnecessary
and which one is necessary.
making a list is just measuring how gastador you really are.
because you can not control what you can not measure.
if you are working.
you must have a budget envelope. you can buy it from national bookstore.
there you divide and provide for your needs.
example you have a P10t monthly pay.
part of it must be saved. (savings) ideally 20% of your income
part of it goes to food and snacks.
part of it goes to rent and utilities (electricity, gas and water)
part of it goes to transportation or gasoline.
part of it goes to recreation and personal supplies.
part of it goes to clothing and washing.
make the above items a priority.
Last edited by Soul Doctor; 09-03-2011 at 10:58 PM.
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