Are U a Spender or an investor?

[dartzed]

mao gyud.... nice pod ni ila fund manager..... maytag makasuway ko ug pareha sa 2008....hehhe..... kung dili ok rapod.... cost averaging lang sa

i won't wish if i were you imagina if nakapalit kag share nga 12 price/share then you let it run for 10years by the 9th year ur share grew at example 200/share na nya ig 10th year magcrisis it' plunge to 50/share or worse ganahan ka ana?..

though rare ra jud nua na mahitabo but still naa possibilities..

[Metz]

i won't wish if i were you imagina if nakapalit kag share nga 12 price/share then you let it run for 10years by the 9th year ur share grew at example 200/share na nya ig 10th year magcrisis it' plunge to 50/share or worse ganahan ka ana?..

though rare ra jud nua na mahitabo but still naa possibilities..

kana imo scenario bai most likely grabe na kaayo nga world crisis kay kato 2008 or 2009 tag -30% or more ang drop ato. However as long as di lang masira ang MF morecover rajud na kay most of the investments are in blue chip companies. And blue chip companies are already tried and tested, naa tingali ma sira 1 or 2 but I seriously doubt majority sa portfolio masira.

[quantuminplus]

sakto c metz.... @ dartzed.... dako ra kaau ng imo giingon bro....... heheheh ..... ^_^

[quantuminplus]

To Achieve… To Succeeed… Millionaire Money HabitsFinancial Freedom
Think Like a Millionaire» by Kerri Randall in: Money Mindset

If you were a millionaire, life would be pretty easy, wouldn’t it? If you’re like me, right now you’re thinking of all of the things you could buy and all of the bills you could pay off in one shot. You’d be debt-free and living the good life. It probably seems out of reach, but really, there’s not much difference between you and them. A millionaire simply thinks like a millionaire.

It doesn’t matter the path you choose to reach this goal. Maybe you’re aiming for a nice retirement, or maybe you’re starting a business and you’d like to live comfortably within the next few years. Maybe you want to be an actual millionaire, or maybe you’d like the flexibility to quit your job and pursue a hobby full-time. You have to start by believing that it’s possible. Redirect your thinking, change your perspective, etc. If you begin by expecting failure, guess what? You’re probably going to fail. A positive attitude has a much bigger effect than you might think.

Avoid negativity as much as possible. Ignore and stay away from people who are determined to convince you that failure is inevitable. Some people simply carry those thoughts with them and would rather not see other people succeed and move on to better things. You can’t let anyone or anything convince you that it’s not possible to reach your goals.

You’re going to have to invest time and energy, and lots of it. Not that you need to spend every waking moment stressing out over how to reach your goal, but you’re going to have to devote a significant amount of your time into the process. And you will run into bumps and small failures. Learn from it and continue. Perhaps the incident will spark an idea for a better and easier way to reach your goal. If you view even the negative moments as opportunities rather than obstacles, it will be easier to stay on the path.

Change your thinking to long-term. Unless you win the lottery tomorrow, it’s going to take time to build up your wealth. Don’t set unattainable short-term goals; you’ll only set yourself up for disappointment. Set your goals far enough away that you’ll have time to take all the necessary steps to get there. If short-term goals make it easier for you to stay on track, be sure to keep them reasonable. Stick to your deadline, but don’t be discouraged if you find it’s going to take a little longer to fulfill once you get to that day.

Finally, make sure you’ve chosen the path to wealth that you’re passionate about. If you’re really not interested in being a business owner, then that’s not the way for you to become a millionaire. Maybe a high-interest savings account would be the way to go. Find a way that works for you and that can help you reach your goals by the time you’d like to. If you follow your passion, the path will be easier to stick to.

[dartzed]

kana imo scenario bai most likely grabe na kaayo nga world crisis kay kato 2008 or 2009 tag -30% or more ang drop ato. However as long as di lang masira ang MF morecover rajud na kay most of the investments are in blue chip companies. And blue chip companies are already tried and tested, naa tingali ma sira 1 or 2 but I seriously doubt majority sa portfolio masira.

well that's what is happening sa US krn.. even d ing.ana kaafected ang economy sa atoa but still the possibilities are there. in investing we should anticipate things and prepare bacause ang possibilities naa jud na even if gamay ra ang chance. like what is happening in US who knows maing.ana cla dba?..

[quantuminplus]

well that's what is happening sa US krn.. even d ing.ana kaafected ang economy sa atoa but still the possibilities are there. in investing we should anticipate things and prepare bacause ang possibilities naa jud na even if gamay ra ang chance. like what is happening in US who knows maing.ana cla dba?..

heheheh

[dartzed]

sakto c metz.... @ dartzed.... dako ra kaau ng imo giingon bro....... heheheh ..... ^_^

possibilities are possibilities, if ing.ana ta kasold out sa ato economy then we are missing the whole idea that our nation too has debt just like the US. and sooner or later we might turned out like them.

US is the land of milk and honey as they said who knew maing.ana cla?.. but still it's happening..

[quantuminplus]

o yess....bantayan sad gyud kaau ni ato... every now and then...... kay sayang pod.... ang US man gud sad.... gasalig cla nga No 1 sila sa world.... wala cla kabantay nga gianay cla...internally....

[quantuminplus]

Becoming a millionaire is not as hard as people make it out to be, right? If that were true, why aren’t we all rich?

It’s actually true though. Becoming a millionaire is easy. The reason there are not more millionaires today is simply because people do not take the appropriate action.

Sure some millionaires are born into it, but millions of dollars can be generated completely on your own by starting at $0. For example, if you were to save just $5 a day and invest that money, you would have almost $2 million in 40 years. That’s just from saving $5 a day!

People who invest in their 401k can get there in 15 years, and that’s just by having some money automatically deducted from your paycheck to invest in a diversified portfolio.

There are hundreds of examples like this to make your way to a millionaire. It doesn’t take a lot of work or a lot of money, it just takes consistency and taking a little action. And it starts with you developing a saving attitude.

So how do you create a saving attitude? That’s easy, because you can have someone else do it for you. If you simply enroll in your company’s 401k or set up your bank account to automatically set aside a certain amount of money ever month, you’ve created a saving attitude.

By creating an automated savings plan, it takes the psychology and effort required to actually save on a regular basis. And soon enough you will be rich because you simply took the time to plan to be wealthy.

Now that you know how to become a millionaire by developing a saving attitude, find out the habits of millionaires in order to turbo charge your wealth accumulation by increasing your income and at the same time keeping more of your money.

make the currency into pesos....eheheheh....ajejjeeejeje....sakto kaau baya ni...d ba mga istoryans.... taga IMG... this is what their teaching...

[machoguy_cebu]

Huhuhu.,...Both here....100%.. Advice please...