gamay raman ang rates hatg sa bangko Mas maayo try mo SDA account sa BPI. nindot ni sya kay dako ni ug interest rate kay you are investing the money sa Government.... nag invest ako wife aroung 250k nya ang monthly interest is i think aroung 600.00 which is more higher than investing sa bank. Dili hinuon sya insured sa PDIC pero since government man ang imung gi invest mao bya ni ang pinaka uwahi ma down. Inquire lang mo sa inyu respective banks....
Interest rate sa banko on the average is 1.5% to 2.5%. 100% guaranteed safe imo money.
ang angay ra man jud ibutang nga kwarta sa bangko no is your emergency fund ug business money. pero if gusto nimo nga mu tubo lang ang imo kwarta ug iya, dili bangko ang sakto butangan.....
bro ang imo interest is around 3% but walay PDIC insurance, better invest in 12% interest rate.![]()
But if ganahan jud ka PDIC insured I think you can get the same 2% or 3% with PDIC insurance from other banks, or get a bank product that provides x5 life insurance sa BPI. at least naay life insurance ug PDIC insurance imo account.
yes bro it's 100% guaranteed. Also with inflation at around 4.5% you are also 100% guaranteed to lose 2.5% per year.And if the economy performs bad, samot kadako ang loss.
banks are good for emergency funds and checking accounts.
but if we want growth there are better options.![]()
Dili gihapon ko mu buy in nga safe ato kwarta sa banko, ni sira man gani ang Banco Filipino ug Rural Bank. Better invest and grow your own money. Invest what and where banks invest your deposits. Aside ana kung sa banko ra ato kwarta patoboon, guaranteed to loss money due to inflation.
Guaranteed safe because of PDIC? what if I have 10M? dili gihapon jud safe ang banko, 500K ra ang PDIC. Palit na lang ug stocks ug own shares diretso paka maka ginansya.
Guaranteed to lose the value money due to inflation.
Wala man jud safe baskets aning kalibutana, bisan mag lakaw ta ug mag sakay ug jeep naa juy risk. Kung naa gani mu offer nimu nga walay risk, kana dili na tinuod, nag apas ra na ug quota sa deposits or quota para ma halinan. You can minimize risk by spreading all your money into several baskets.
Last edited by lorenzoleo; 06-19-2011 at 11:28 PM.
you should try at sterling bank magallanes, our rates there are competitive and we can give special rates case to case basis, you can start your time deposit at a minimum of 1000 pesos only. just text me 09228806551 if you have any inquiries thanx.
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