unsa buot pasabot anang financial adviser?

[wolverine84]

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sa akong paglatagaw aron mangita ug nindot nga ideya aron magnegosyo, nahisugamak ako sa pulong nga "financial adviser"?

unsa mani sila? asa mani sila makita? lisod ba ni sila pangitaon? ug labaw sa tanan, mahal ba ug gasto ang mkonsulta kanila

[neo4596]

Nindot kaau ang imong pagkasugamak bro kay kana magtukmod kanimo sa dalan paingon sa kamatuoran...

[Dhong]

WIKI's words about financial adviser (copied, pasted and edited a few)

"A financial adviser or financial advisor, is a professional who renders financial services to individuals, businesses and governments. This can involve investment advice, which may include pension planning, and/or advice on life insurance and other insurances such as income protection insurance, critical illness insurance etc., and/or advice on mortgages.[1]

Ideally, the financial adviser helps the client maintain the desired balance of investment income, capital gains, and acceptable level of risk by using proper asset allocation. Financial advisers use stock, bonds, mutual funds, real estate investment trusts (REITs), options, futures, notes, and insurance products to meet the needs of their clients. Many financial advisers receive a commission payment for the various financial products that they broker, although "fee-based" planning is becoming increasingly popular in the financial services industry.

A further distinction should be made between "fee-based" and "fee-only" advisers. Fee-based advisers often charge asset based fees but may also collect commissions. Fee-only advisers do not collect commissions or referral fees paid by other product or service providers.

Some investment advisors only charge a fee based on the assets managed for the client. Typically they charge about 1.0 to 1.5% per year to make the investment decisions for the client. They do not collect commissions.

[lorenzoleo]

WIKI's words about financial adviser (copied, pasted and edited a few)

"A financial adviser or financial advisor, is a professional who renders financial services to individuals, businesses and governments. This can involve investment advice, which may include pension planning, and/or advice on life insurance and other insurances such as income protection insurance, critical illness insurance etc., and/or advice on mortgages.[1]

Ideally, the financial adviser helps the client maintain the desired balance of investment income, capital gains, and acceptable level of risk by using proper asset allocation. Financial advisers use stock, bonds, mutual funds, real estate investment trusts (REITs), options, futures, notes, and insurance products to meet the needs of their clients. Many financial advisers receive a commission payment for the various financial products that they broker, although "fee-based" planning is becoming increasingly popular in the financial services industry.

A further distinction should be made between "fee-based" and "fee-only" advisers. Fee-based advisers often charge asset based fees but may also collect commissions. Fee-only advisers do not collect commissions or referral fees paid by other product or service providers.

Some investment advisors only charge a fee based on the assets managed for the client. Typically they charge about 1.0 to 1.5% per year to make the investment decisions for the client. They do not collect commissions.

nicely explained...

[Metz]

sa akong paglatagaw aron mangita ug nindot nga ideya aron magnegosyo, nahisugamak ako sa pulong nga "financial adviser"?

unsa mani sila? asa mani sila makita? lisod ba ni sila pangitaon? ug labaw sa tanan, mahal ba ug gasto ang mkonsulta kanila

There are financial advisers like me who can guide you in basic financial planning for free.
From why you need to save, getting the insurance you need, investments, and how they work together in your financial foundation.

Naa pud financial advisers nga para jud sa filthy rich kay mas deep ang planning ug investing strategies ang needed. and kato sila dagko sad jud ug fees.

[wolverine84]

Salamat kaayo sa mga input bai.

[Metz]

Salamat kaayo sa mga input bai.

no problem. PM me if you are interested in investing na.