
Originally Posted by
dodongisputing
Main difference is that if you put your money in an MF, it will be managed by a professional fund manager while if sa EIP, ikaw mupili sa imong stocks and ikaw mag manage sa imong portfolio. Sa MF, ang fund manager na ang magbuot unsa na stocks paliton. However, since naay mu-manage sa MF na professional, naa pud nay fees. Kung EIP, trading costs ra imong bayaran pero you are left to decide for yourself.
MF is better for those na walay time and who have no experience sa stock market. Ang fund manager nalang ang bahala. EIP for those who are confident enought to choose their own stocks. If you have enough capital, do what my friends do. Ayaw ug agi sa MF, sunura lang unsay sulod sa ilang portfolio. Hehe.