Sunlife vs FAMI mutual fund

[lorenzoleo]

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For me sales Load doesn't matter, what matters most is the performance and the rate of return of a certain MF companies(SObra pa sa bawi kay sa Sales Load), FAMI and PhilEquity Highly recommend by RFP's.

[jeshcel]

For me sales Load doesn't matter, what matters most is the performance and the rate of return of a certain MF companies(SObra pa sa bawi kay sa Sales Load), FAMI and PhilEquity Highly recommend by RFP's.

correct jud ka diha boss.. performance na daugon. bisan wa pay sales load nya hinay ug performance. alkansi gihapon. pro so far, gamay2x ra man ug diperensya sa figure sa performance pro if bulk na imong kwarta, even the smallest difference sa return, matters most.

[istoryamember]

For me sales Load doesn't matter, what matters most is the performance and the rate of return of a certain MF companies(SObra pa sa bawi kay sa Sales Load), FAMI and PhilEquity Highly recommend by RFP's.

Para nako important jud gihapon kay ang sales load is a sure kaltas sa imong investment while ang performance is speculation. Ang 500K investment sa FAMI is 1.5% sales load which means Php 7,500 while sa PhilEquity nga 2.5% which is Php 12,500 Ari nlang ko sa FAMI For now nice pud ang performance sa Sunlife but still researching and asking opinion sa mga tao diri.

*equity fund na siya nga sales load

[jeshcel]

Para nako important jud gihapon kay ang sales load is a sure kaltas sa imong investment while ang performance is speculation. Ang 500K investment sa FAMI is 1.5% sales load which means Php 7,500 while sa PhilEquity nga 2.5% which is Php 12,500 Ari nlang ko sa FAMI For now nice pud ang performance sa Sunlife but still researching and asking opinion sa mga tao diri.

*equity fund na siya nga sales load

ang ako ikasulti is mao tingali nga taas2x ug sales load ang philequity, tungod tingali sa ilang kadugayon ug ka-proven sa ila system, mao nga gipa tas-an ilang sales load. cod be nga same ra na sila ug sales load sa fami when philequity started way back 80's ba to.

but its a personal preference, kuan lang pud tingali kanang diversification.

[MK]

anybody makahatag ug iyang opinion about where maayo mag invest? I already have FAMI and I am thinking of investing pud sa Sunlife. Focus lang ta sa kaning duha kay so far mao ra ni sila ang pinakabarato ug sales load

bay, I'm a Sunlife mutual fund investor for a long time now.
Although not top performer pero i'm satisfied with them.
Naa cla 3 ka sales load options A(front-end), B(back-end) and C(front-end load with redemption fee).
I choose mostly B since my investments are for long term - so I pay 0.
What I like with them is the way you can conveniently transfer from one fund to the other type of funds at no additional cost (max of 4 times a year). This is nice to have if you actively monitor the performance of each fund and the overall market sentiments.
Daghan sad sila business centers so subsequent investment or transactions is very convenient (if you don't use an agent)

Sa FAMI naman, the performance is very good.
Pwede sad ka ka-open direct sa ila via mail lang...but I recommend to go via agents kun beginner ka kay they can guide you and can give you some useful information (same with other MF labi na for beginners).
In terms of convenience, its right on the top if you use Metrobank Direct + First Metro Stock Trading service. You can buy or sale your MF online inside your First Metro trading account and its directly reflected to your settlement account (like Metrobank Savings Account).
I heard BPI offers a more convenient and flexible system similar to this where you can buy from the many investment options they have online (Including the Ayala Mutual fund). And you can configure automatic regular additional investment online too..pero can't say more kay la ko account sa BPI pero its the kind of service I dream to have diri sa ato...basi try nya ko.

Anyway, like what many said, choose the MF nga mo cater sa imo need.
Sales load is a big thing if you are a short-term investor. But its peanuts if you are for the long haul
Remember, MF + Cost Averaging is the way to go sa ani na type of investment.

[smartcool]

MK, can u elaborate more or give steps unsaun sa fami online? Monthly invest ko but adto pa ko metrobank then send to their office d scanned receipt nd investment form. Murag more convenient nA imo way da. Please share more info MK. Thanks kaayo

[MK]

MK, can u elaborate more or give steps unsaun sa fami online? Monthly invest ko but adto pa ko metrobank then send to their office d scanned receipt nd investment form. Murag more convenient nA imo way da. Please share more info MK. Thanks kaayo

sayon ra bai.

I assume you already have a fami account...

So next step is to be able to go online and be able to buy/sell shares of your MF.
Ma monitor sad nimo online ang ila MF performance and your positions.
pati na details/prospectus of each fund makita nimo didto.

1. Open a stock trading account sa First Metro Securities
Make sure na ang imo settlement account is also Metrobank account.
(savings,checking or even atm account ok ra)
Go here nalang for application details -> https://www.firstmetrosec.com.ph/

2. Once you have your online trading account activated, go to the "forms" in the menu
and select "Existing FAMI Account". Application form na siya to link your FAMI
Mutual fund account and First Metro Trading account.

3. Once your application has been approved to link the 2 accounts, you can now
buy/sell the shares online and also store your monthly SOA.

[istoryamember]

sayon ra bai.

I assume you already have a fami account...

So next step is to be able to go online and be able to buy/sell shares of your MF.
Ma monitor sad nimo online ang ila MF performance and your positions.
pati na details/prospectus of each fund makita nimo didto.

1. Open a stock trading account sa First Metro Securities
Make sure na ang imo settlement account is also Metrobank account.
(savings,checking or even atm account ok ra)
Go here nalang for application details -> https://www.firstmetrosec.com.ph/

2. Once you have your online trading account activated, go to the "forms" in the menu
and select "Existing FAMI Account". Application form na siya to link your FAMI
Mutual fund account and First Metro Trading account.

3. Once your application has been approved to link the 2 accounts, you can now
buy/sell the shares online and also store your monthly SOA.

thanks sa pag share ani na info.