HURRY!!! LIMITED TIME OFFER ONLY!!! OFFER GOOD UNTIL NOVEMBER 2013 ONLY!!!

Philam Life is making it's Money Tree plan available for PHP 50,000 only for a limited time.

1. Minimal one-time investment. For only PHP 50,000, one can now avail of the Money Tree(After the limited time, the minimum investment amount will be PHP 125,000). The Money Tree minimum investment has just become more affordable for you.

2. Minimal policy charges. Only 3% policy charge. This means that most of your investment will be invested directly into your chosen investment vehicle and earn returns for you as early as possible.

3. Ability to make TOP-UPS. You can make additional investments anytime on top of your initial deposit so you can further maximize your returns.

4. Comes with Life Insurance. Your beneficiaries are entitled to 125% of your investment should anything happen to you.

5. Choose where to invest your money. You have the option to choose where to invest your money into a vehicle that matches your own profile and risk appetite. Available options are Philam Bond Fund(fixed income securities), Philam Balanced Fund, and Philam
Strategic Growth Fund(equities or stocks).

6. Higher potential returns compared to banks. Philam Bond Fund has averaged 9% in annual returns since inception, the Philam Balanced Fund at 15% per annum average, and the Philam Strategic Growth Fund at 21% average per annum since inception. You can take advantage by riding on the expertise of one of the best-performing investment firms in the country, PAMI or Philam Asset Management Inc.

7. Invest with the country's largest and most trusted life insurance Company, Philam Life. Be assured that your investment is safe with a reputable insurance company who has garnered 9 Readers' Digest Asia Platinum Trusted Brand Awards.