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  1. #1

    Smile Information on Time Deposit


    Does anyone here know asa nga bank sa cebu offers high interest for Time Deposit?
    I would appreciate some inputs and advices as well

  2. #2
    Elite Member ArCkz's Avatar
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    Banks has small interest on time deposits.... if u like big interest on time deposit then be a member of any cooperatives. check ur nearest cooperative

  3. #3
    hi pinkbraces,

    If you realy interested of time deposit .naa mga Financial institution na makahatag nimo ug HIGHER INTEREST RATE...pwed ra sad ko maka assist nimo ...or if you have SKYCABLE or DESTINY CABLE Watch Channel 28 then PM me after if you need more deatils on it.

  4. #4
    ah bitaw i saw that sa channel 28
    ill check it out again later when i get home

    is your financial institution safe ba compared to banks?

  5. #5
    Im also looking for a banks with higher rates in terms of time deposit. Kinsay naay nahibaw-an ninyo na dako ang interest rate, please post it here. Natulog ra intawn akong kwarta karon, may nalang unta tog i time deposit pero gamay man kaayo ang offer sa mga bank karon.

  6. #6
    this is good info... but dili magdugay mogawas na pud ni ang legacy.. hehehehe..

    hope naa good info this time...

  7. #7
    @pinkbraces, ang financial institutions na gi mention sa Wealth Channel na mo yield ug higher interest in long term investments kay mga mutual funds and other investment vehicles... Mutual funds are tested by time na.. they've been around for more than 30 years pero gamay ra ang naka hibaw about ani.

    @xyberblue, dapat pukawon nana nimo imong kwarta.. lisod na kaayo kay ang inflation sa pinas karon is taas.. about 11% ang inflation. then ang mahatag sa banko at much is 3% sa ilang time deposit.. (-9 percent ang tubo sa imo money tungod sa inflation).

    @darkdruid.. sakto jud piligro sad to ang gi offer sa Legacy.. dili to trusted. ang mga banks na mo hatag ug dako na interest.. usually kay ma close. (Think... ngano ang big banks like metrobank gamay ra interest pero ang small banks dagko nuon ug interest)

  8. #8
    higher interest means higher risk......... That is the rule

  9. #9
    @ajol.. ill add something to that..

    lower interest means safer (better for short-term.. useless long-term)
    higher interest means more risk (risky for short-term... very little risk in long-term (20yrs or so)..)

  10. #10
    up for this thread

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