Car Insurance

[esiuol]

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Good evening istoryans! Pa.help lng ko kay dili ko sweto sa car insurance. We bought a brand new car and 1 month pa lang. Krun kay among driver nka.bangga ug tao nga nag-bike. Okay raman hinuon ang nag-bike kay gpa-er man namu drtso and the doctor says he's fine. What are the steps diay ani to have our car repaired? dako-dako pud bya ug damage kay dghan lumping, guba ang right side mirror, ang cover sa headlight kay giba, lumping ang fender. Hope you could help me sir. thanks in advance!.

[barloval]

Report it immediately to your insurance provider..kay naa ra ba bodily injury claim...then prepare the following;

1. Police Report (this is really needed kay naa man gud Bodily Injury)
2. Photocopy of your OR/CR
3. Photocopy of your Driver's License (the one driving the vehicle during the accident)
4. Estimate sa CASA (you can insist nga sa CASA coz your car is still in its first year)
5. Your participation w/c is stated in your policy.

Then wait for the LOA sa inyong insurance para ma sugdan na dayon ug repair.

mao ra na bro....

[barloval]

btw bro, katong nagasto nimo sa pag pa tambal sa nadasmagan ma refund to sa imoha...just ask your adjuster lang para ma guide ka...just dont loss the original receipts sa hospital, doctor ug mga tambal...

[esiuol]

thanks a lot sir! Wala raman hinuon injury ang nag-bike sir and wala rami nagasto during the time nga gidala sya sa hospital. Sakto ba ni sir, gi advisean mi nga pahimo mi affidavit(kaila ra namu ang mu himo) stating nga madasmag ra namu sa gate? Bale no other third party involved. kay hasol nman daw sir if ang original story mao amu e-ingon sa insurance company.

[xXx_xXx_xXx]

thanks a lot sir! Wala raman hinuon injury ang nag-bike sir and wala rami nagasto during the time nga gidala sya sa hospital. Sakto ba ni sir, gi advisean mi nga pahimo mi affidavit(kaila ra namu ang mu himo) stating nga madasmag ra namu sa gate? Bale no other third party involved. kay hasol nman daw sir if ang original story mao amu e-ingon sa insurance company.

if im not mistaken. i guess ang gi-advice sa inyo kaila is to claim own damage. ang kahasol sa pagclaim sa insurance kay depende rman jd na sa insurance company if daghan cla requirements or if kulang mo sa documents.

[esiuol]

sakto sir. own damage daw. wala pman namu g.adto sa insurance company sir. amu pa g.prepare tanan requirements kay amu kaila isa man ang ng.asikaso namu when we bought the car.

[barloval]

so own damage ra diay bai...completoha lang tanang documents then i follow up lang dayon inyong LOA para masugdan na ug ayo....

[esiuol]

thank you kaau! we already brought our car to the car company and submit the needed doocuments. We paid 3,700 and after a week pa namu makuha ang car.