kanang pwede apply for pag ibig

budget for house and lot is 1M pero pag-ibig ha.... no cash

budget for lot only 500k-700k thru pag ibig japon..

Area ideal is in south area from Talisay, Tabunok, Pardo

Can also consider in Mandaue area, Lahug, Labangon, Basak, Guadalupe, Banawa

pls help!