PAG IBIG LOANS AVAILABLE FOR VILLA LORENA IN CEBU
Decent & affordable housing in Cebu, Philippines, available through Pag-IBIG Housing Loan or In-House Financing.
The above photo shows the improvement of the house by the owner at this own expense. The delivery of the unit is bare and it is up to the owner to improve his own unit.
LOCATION: Sitio Bas, Brgy Liloan, Cebu
* BIGGER LOT SIZES
* WIDER SUBDIVISION ROADS
* UNDERGROUND DRAINAGE SYSTEMS
* INDIVIDUAL SEPTIC TANKS
Major road entrance: Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)
A) ARCHITECTURAL
* 9 panels 12-Blade Glass Jalousie Windows
* 2 Panels 8-Blade Glass Jalousie Windows
* 1 Panel 5-Blade Glass Jalousie Window
* 3 Flush Doors with Door Jambs
* Interior Floor and Walls - Plaster Finish
* Exterior Walls - Plaster Finish
* Ceiling - Ordinary Plywood
* Roof Framing - C-purlins with Red Lead Primer
* Roofing and Long Span Pre-painted Roofing Sheets
* Firewall Sharing
B. ELECTRICAL
* 5 incandescent bulbs at 25 watts
* 3 units light switches (1 single gang, 2 double gang)
* 3 units Double Convenience Outler
* Electrical Supply Provision
C. PLUMBING
* Toilet Bowl with Water Closet
* Kitchen Sink with Basket Strainer
* 4"X4" Plastic Floor Drain
* Ceramic Tiles on Kitchen Counter
* Ceramic Tiles on Toilet & Bath
* Individual Septic Tank
* Water Supply Piping Provision
Important Notes:
This only an estimated computation of monthly loan amortization and equity
The buyer is responsible for gathering all papers with HDMF
The buyer should pay the equity according to the sample schedule above
Occupancy of the residential unit shall not be allowed before take out from HDMF
AVAILABLE THRU PAG-IBIG. VERY AFFORDABLE SEMI FINISHED HOUSE UNITS
VILLA LORENA DOS - Upper San Vicente,Yati, Liloan
Model : Victoria (Single-attached)
Floor area: 32.60 sq.m.
Lot Area: 80 sq.m.
Price starts at: P802,900.00
Loanable thru Pag-ibig: P750,000.00 estimated loanable amount
Reservation Fee: P5,000
Pag-ibig Financing:
Remaining equity = P42,900 payable for 6 mos. without interest or for 18mos. at 12% interest per annum
* at 6 months at P7,150.00 per month with no interest
* or payable for 12 months at more or less P3,600.00 per month
Estimated Pag-ibig Monthly Amortization:
* P5,566.00 per month lowest possible monthly amortization for 30 yrs. This is including insurance
In-House Financing:
Equity : P95,000 payable for 3 months (Down payment)
Balance of P680,000 is payable for 5 years at 12% interest per annum.
Payment Schedule:
1st month-Reservation of P5,000.00
2nd to 4th month -Downpayment: P31,667/ month for 3 months
5th to 64th month - Balance:P15,126.00 prt month for 60 months
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Model : Townhouse (2-storey)
Floor Area: 39.60 sq.m.
Lot Area: 48 sq.m.
Price starts at: P624,400.00 (new price as of 08/04/2009)
Reservation Fee : P5,000.00
Loanable thru Pag-ibig (estimated) : P570,000.00
Remaining equity = P44,400.00 payable for 12 months with 1% interest
Pag-ibig Monthly Amortization:
* P4,230.00 per month (lowest monthly amortization for 30 yrs. including insurance)
Important Notes:
* As of May, landfilling is still on progress
* construction is expected to commence late this year , completion by mid 2010.
for inquiries email me:
metz_von@yahoo.com