Pre-need companies' financial stability

[sniper]

ask lang ko unsa naman ang situation karon sa mga pre need companies?
sa news mura man ta panguyawan kay mu collapse man daw.

nagkautang utang raba tawon ta ug bayad sa among mga plans hehehe.

me my wife and my daughter each have completed plan coverage sa Insular life.
my two other daugters kay sa Loyola ug manulife.

Unsa man nga mga pre need companies karon ang kuyaw mu collapse or ma bankcrupt?

Balita mo be sa inyo nahibaw-an.

Tnx

[eax]

Para nako ang pre-need is unstable even with or without crisis.

Just remember CAP.

[sniper]

Para nako ang pre-need is unstable even with or without crisis.

Just remember CAP.

Ang sa CAP kay ang pree need company ang mubayad sa tuition fee regardless of the amount ( pls correct me if im wrong).

Sa ako case, ang pre need company is commited to pay me fixed amount when the plan matures not the same as the CAP na variable depending upon the present tuition fee of the school.

Even with their diferrence in payment scheme im still worried since most of the businesses are affected
by the crisis.

Anyone with updates on this matter pls open it to everyone.