hi. u know u r absolutely right and i understand what you're talkin about in the loop re jpmc topic. these people, we can't blame them...they don't know a lot of things. i was with jpmc in Mkati for about a year. i was part of the pioneering batch who were i'd say bought out from sykes when they first started hiring for their in-house in the Phils. i was with the mortgage account. when it started, there wasn't any other account aside from that, at least for 2 yrs i guess. until they put up research dept, cc dept and others. i am currently based here in Cebu, workin in an in-house call center too but not as big time as jpmc. when i first heard of it, i contacted some of my batchmates and friends in Mkati to send in my application coz this is just 1 company that i wanted to be part of again. hope we can be in contact soon - jersey 09196615922