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Tighten your belt for down payment


Choose the type of property you want for you and your family and how much are you willing to spend before you start saving for the downpayment. Many developers offer low downpayment to reach out to home buyers who needs a little push to get their dream home.


Open your own savings account


Having a savings account that is only for the downpayment for your new home will help you keep track of your progress. You can also set your payroll to auto deduct a particular amount into your downpayment savings account.


Changing to simple lifestyle


If you are determined to buy a new home next year, changing your lifestyle is a piece of cake. This means that you need to avoid spending too much on unnecessary items and focus on your goal.


Work harder


Spending less can help you save more for your down payment. However, if you double your effort and find a part time job you can improve your savings faster.


Budget your income


Buying a home is a serious matter. With that being said you will have to sacrifice some things that you usually do or buy like an expensive every day take out coffee or the weekly bowling with the guys. One must focus on the goal.


If you focus enough, you will be able to save the money you need for the down payment for your new home in Cebu City. You and your family will have the dream home anytime next year.