Hello 2017. Start the year RIGHT and plan EARLY!
Do you know that?
There is a need for you to protect yourself from unforeseen risks especially if you have dependents ,it's a must to protect your income because we don't know exactly what will happen to us. There are many different needs that an Insurance product can address like education for our children, savings, investment and even retirement that we are all in need of in various stages of our Life.
Some people think that getting your own Life Insurance is unnecessary expense or it's expensive, probably what they don't realize the payment method or premiums don't have to be expensive some of them are actually affordable and flexible, some of them can be paid quarterly or even monthly, where as if you compare it to not having an insurance, having all of the sudden to pay a huge amount because you got hospitalized or the breadwinner passed away. That's a huge financial loss and if you don't have insurance that's what you will be confronted with. And if you will compare which is more expensive? A small premium or the amount that you have to pay without any Savings?
People also think that they don't need insurance because they are young and healthy or they are single, have no dependents and I'm still young nothing is gonna happen to me. But it's always cheaper to buy insurance when you're young. To those who think they are healthy, they are on their 30's -40's and athletic some of them say "Oh! nothing is gonna happen to me I'm very healthy"
but there are people we heard of on that age at the prime of their life and some accident happen or they get sick. As long as we don't know what the future holds and no one can claim that they know what the future holds always the need of Insurance is much relevant.
One downside on just relying on your insurance provided by your company, your insurance coverage stops when you switch jobs. If you have people relying on your income to get by, it is essential that your insurance coverage does not stop.
What product we can offer to you?
A.Protection Program- We are the first company (Pru Life UK) started the variable unit linked insurance in the Philippines, you are insured while your money grows more or less 10% it is like a 2 in 1 product.
B. Savings Program- Who doesn't want to set aside a beneficial savings program for their kids for their tuition fee at school? Payment Term of 7, 10 and 15 years only.
c. Investment- inflation affects the performance of each investment, let our Trusted and Expert Fund Managers (East Spring Investment) manage it wisely, they also manage the Retirement fund of Bangko Sentral ng Pilipinas. We have different funds like Equity,Bond and more.
Have that peace of mind,it is important to get an Insurance for as long you have the people whom you love, whom you take care of there will always be a need to have an insurance and it doesn't have to be expensive and it's a very responsible move to have one. It really make sure that the people around you will continue to live the same quality of life that you're providing them. We always listen and we always understand. Have your free one on one consultation now, let us discuss the Life insurance product fit for your particular budget and financial needs.
Jenny Rose Dela Cruz
Pru Life UK-Financial Expert
plukjennyrose.delacruz@gmail.com
0943-252-4281
Start your 2017 financially right :)
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