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  1. #1

    Default Personal OR Business Loan



    Want to apply for "business"/Personal loan.

    I have setup outsourcing "business" for more than 5 years already.

    Right now i have 5 employees and wanted to expand.
    I started as homebased and now we already have office.
    Roughly I can generate 100k plus /month (without deductions yet (Employee's salary, electric bill etc..)

    Currently my gross income is 60-75k/ month with proof of income.

    I can send u my latest bank statement, home office photos etc..
    Unfortunately, since my focus is on business i didn't have car yet.
    I do have amortized house and lot in a subdivision, 5 desktop pc & 4 laptops and branded appliances.
    (I don't know if the above mentioned items/appliances will do as a collaterals)

    I have savings account under BPI but dont have business permit yet.
    That's part of my plan to process permit etc.. once i can acquire loan so I can add more employees since we already moved-in to an office.


    This is part of my plan and lot of things will come depending on the amount of Loan I can acquire.

    My estimated cash need is atleast 80k to start hiring additional employees and setup their workstation.

    Or make an offer. I might go for it.

    Just pm or comment if you need more details.
    My main goal for the next 2years is to get additional 10 employees.

  2. #2
    Just pm or comment if you need more details.

  3. #3
    80k ra? ni-try nakag inquire sa banks boss?

  4. #4
    Quote Originally Posted by H.Wolowitz View Post
    80k ra? ni-try nakag inquire sa banks boss?
    Ok ra na 80k sir. Pero mas maau ug higher pa.
    Ni try ko sa 1 ka bank pero wla pa feedback. Takes 1-3 months pa dw ila processing. Pero ingon sa staff didto lisod dw ipa approve if ang source sa income gikan gawas. Considering unta naa ko proof of income.
    Anyway, ni-try lng ko dre if naay magpa loan..

    Ok ra kaau nako i-colateral tanan PC ug laptop basta dili lng kuhaon para lng gyud mka additional ko employee and workstations.

  5. #5
    Just pm or comment if you need more details.

  6. #6
    Good evening,
    We have a website for lenders and borrowers, where you can open an account and post what you want to borrow.We also have lenders where they post their lending business. If your interested please contact me with this email. hanylee02@gmail.com.

  7. #7
    Elite Member PEDR0's Avatar
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    I can probably help you. pm me let's talk in person

  8. #8
    Quote Originally Posted by hanylee2 View Post
    Good evening,
    We have a website for lenders and borrowers, where you can open an account and post what you want to borrow.We also have lenders where they post their lending business. If your interested please contact me with this email. hanylee02@gmail.com.
    Quote Originally Posted by PEDR0 View Post
    I can probably help you. pm me let's talk in person

    Sent pm and email mga Sir..

  9. #9
    UP! looking for more additionals...

  10. #10
    I would suggest the following resources:

    1. Search a local SBA Microloan Program. Here is a directory of all of the SBA Microloan Programs - 'SBA Microloan Program'

    2. Check out your matches on Barclays Bank Customer Service where you will answer a few questions about your funding requirements and then be matched with potential lenders.

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