How old are you? And how much is your savings na?

[Ryan Tan Yu]

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nindot bitaw na brod Live a simple life. Kung naa na koy savings nga 100M magpabukid nako ug magpuyo nga pinobre.

I want others also to save.. No matter how. Small at least mahabit nimo. Pilipino lagi basta makakubot kwarta makuratan. Daghan ko kaila ingana.....

Hmph that's racist Why don't we stop using the phrase "Palibhasa Pinoy" since we all know this problem isn't unique to Filipinos. Come on

[Ryan Tan Yu]

...

Naa koy kaila, super kaayo ka gwapa, ang dress down to shoes.. perti kaayo ka nindot kabalo jud ka mahal.. pero naay one time nag kita sila sa akong wife kay naay event adutan.. maski plete sa jeep wala (namukong nalang, dili man sad ilhan kay gwapa man hehe) ug wala pa sad siyay lunch.. ako nalang nag palit ug lunch.. kadaghan nana nahitabo nga dili mukaon kay walay kwarta, pero ang mga gamit, shoes, make-up puro branded..

Akong kaila, chicks kaayo sa Facebook, every now and then mag-post about cars; one day she called crying magpatabang lagi kay wa' siyay kwarta and [insert domestic violence drama here] so bottomline manghuwam siya ug kwarta. I just considered it my payback to the favor she did me in high school, now a month later crickets na ang utang hehehe

I'm assuming na wala pa kay anak aning mga panahuna?? Pero kung pag gawas sa imung anak, basin naka realize ka na dili nana enough imung 200/day para mahappy, kay ang unahon kay ang basic needs sa atong mga anak.

Although essentially insignificant to my initial post, you're right wala' pa koy anak anang panahona. And yes I only started 'materializing' my business plan/s (risking my whole 15-day pay) when I found out I was going to be a father. Kinda had it coming kay nag-salig naa lagi trabaho. "Happy new year. By the way you'll be a father" O.O took me 5 days to finally get it together.

As I've had said, enjoy sad panagsa kay mamatay raman sad ta tanan..(maybe mau ang reason nganung mau ang gi advise sa parents ni cirilae and I'm not against sa ilaha) pero kung maghatag nimu ug problema nga cge lang ka ug enjoy, maybe you should check sad sa imung lifestyle.
pero kong happy jud ka nga wala nakay makaon kay maulagi ang reason is nag enjoy ka, aw ikaw ang bahala.

Touche
Call me a bad parent but I'd throw problems at my daughter someday just to see how she would handle it and where I can intervene to help her get along with the tough reality of life. Too little detail to judge things, if cirilae's parents saw this I could imagine their reaction

kay kanang mga tambay sa iskina happy and contented mana sila, pero happy jud kaha na sila I'm not saying na kaylangan mahimu kag multi millionare ug datu jud kaayo ka. pero at least man lang ma improve atong mga kinabuhi mga pinoy.

I would rather question better-off people's happiness than the ones letting time fly by ... kanang istambay sa eskina, that's exactly what I meant with rock-bottom. And from what I recall, I was least greedy then

Ang uban pinoy cgeg reklamo way kwarta, pobre ang pinas, kurakot ang gov;t.. pero unsa man atong na himu? cge lang ug reklamo..

Touche

[Ryan Tan Yu]

nindot bitaw na brod Live a simple life. Kung naa na koy savings nga 100M magpabukid nako ug magpuyo nga pinobre.

To each his own. Wala man seguro nanghinambog ang mga tawo diri kay wa man pud ta magkailhanay.Anyway, para nako maninguha lang ko ron samtang kaya pa kay inig abot sa retirement, mopahulay naman sad ko. With the money that I worked hard for, I think, it would one day help me to have a comfortable retirement.Besides, maayo sad nga andam ta kay mogasto man pud tag masakit ta, o labi na kung mamatay ta.Kadtong pareha nako nga naningkamot ron para sa kumportableng retirement, padayon lang ta kay anang mga panahona ma-enjoy na gyud na nato ang atong gipaninguhaan unya pwede na lang ta ana magtanum-tanom o mobuhig hayopan para lingaw-lingaw.

Actually mao gyud nay problema sa Internet. Anyone can be someone!
But yes to each his own

[Ryan Tan Yu]

mao wa may nanghinambog ngari..... ni share raman ta para ang uban ma engaño sad mag save....... para sa future..... either para sa future funds sa imo future family.... educational fund sa mga bata nya pohon..... and retirement fund........ nahurot nalang nako ug basa ni nga thread..... wa gyud nako na feel naay ng hinambog...... they freely told their amount save.... kay kahibalo sila.... wa nagka ilhanay mga tawo ngari..... and we are not comparing our lives from others.......

Ok no offense intended ... but the question alone "How old are you? How much is your savings na?" speaks for itself. But yes again to each his own, I'll leave it at that let's just all get along

[Butitor]

Padayon ta sa thread: How old are you? And how much is your savings?

[k3ntlim1130]

@joeyeka

Nganung "layo" man kaayo ka sa MF/Stocks? Karon ang saktong panahon. Now I'm on my late 20's, gamahay gani ko maypa early 20's ko gasugod. OPEN NA OG MF ACCOUNT bisan minimum lang...

Mao jud bai.. pag open na ug MF/ insurance policy..
ako nag mahay ko kay last year rako ning start..
nag MF ko last year nya ni grow ug 20% ako g.deposit/invest..
Karon kay nag insurance ko kay mas dako ang interest nya naa pako protection.. depende ra sa stock market..
pag invest na ron kung kaya para dli ka mag mahay in the future..

[IPsuite]

ANC Up Close and Personal with Suze Orman: A Korina Sanchez Interview 3/3 - YouTube

nice video

[k3ntlim1130]

7k grew into 55k in 5 months. 7k wasn't even my savings, but my 15-day salary.
- G.unsa ni nimo bai?

[Ryan Tan Yu]

^ Just some luck in business ... ^_^ Wholesaling na' bro hehe dili' pa ko kamao anang stock market (diri na lang ko tubag sa imo PM ha). Gusto ko makat-on anang stock martket unya' puhon kung daghan na ko kwarta hehehe

[mckoy_slipstream]

i would caution people to study first the market dynamics before diving to stocks, mf. though it's some sort of a safe haven investment type, please be aware that our country is a trade dependent country, which means that we rely mostly on exports to sustain good gdp numbers. however, as global economy contracts, this may affect our economy as well, and will have domino effects on all asset class, such as bonds and trust funds.

another thing to consider is your risk appetite. do not conclude that stocks or mf is not risky. as i've always said, anything that you put your money on has inherent risk. there is no such thing as less risky and more risky, there is only risky. how you manage it is up to you and your perception of risk.

im not saying this because i trade international markets. im just aware of global economic squeeze that's happening right now.

and furthermore, when you put money on investment types like stocks and mf, keep your focus and stick to what is achievable, rather than expecting a lot. we are in a bull market right now. so it seems easy to lock in some profits every now and then.