How old are you? And how much is your savings na?

[medwarc]

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depende sa inyong definition of assets, if you define it as Robert Kiosaki does, then it's a liability. sama sa house, you pay taxes, maintenance therefore getting money from your pocket.

Accounting people define this one as still asset. meaning, pwede nimo ma liquidate or naa pay Value para macompute imong networth or equity. meaning, mag kinaunsa, pwede nimo mabaligya ang butang (balay, sakyanan, gadgets) bisan depreciated pa na siya. but still it is an ASSET.

depende lang giunsa nimo pag-tanaw. kana si Kiosaki, he is great pero ana man jud na ang mga tao ganahan musikat, they will create something out of the ordinary, out of the box na mga formula. I like kiosaki, i believe to 95% of what he teaches.

I believe bro di ni maayo or effective nga pagka concept sa electronics. no wonder daghan nag lisud nga pinoy kay I believe ingon ani ang pag treat nila sa ilaha gadgets nga investment/asset...

[quantuminplus]

wa ayo mga gadgets...... nindot lagi pero ang value..... dali kaau moubos......

[Butitor]

Asset ng gadgets oie, tan-awa mag s4/ip5 ka uslan dayon ug chicks lol haha

[makie29]

The definition of an asset and a liability is subjective, movary na from person to person. Some people's assets might be a liability to other and vice versa.

But a very common misconception about an asset is equating it to proprietorship regardless kung giunsa pag gamit.

[dhemps]

sakto, subjective ra na, pero kung conservative imo ganahan na pag estimate, dli nimo ilabot ang mga gadgets, pero kung to the dot kaayo ka mocompute sa imong net worth, iapil jud nimo ang gadgets, but of course market value or below market value imo presyo sa imong gadgets as asset, naa diay koy gadgets like Smart TV, dili diay na pwede mahimo i liquidate? pwede sad na oi. but over the years it will depreciate, but still, kung i liquidate jud ka totally, apil na tanan butang oi as assets basta kay naay value

[kolz]

two types of assets - one that depreciates over time and another that appreciates over time.

Depreciation - Wikipedia, the free encyclopedia

Gadgets/electronics/Sakyanan are still considered an asset, but generally their value will depreciate over time. Depende na nimo unsaon na nimo pag gamit, kung mopalit man gani ka ug gadget kinahanglan mo serve sa imo needs rather than your wants. For example - ning palit kag DSLR kay part na sa imong trabaho as a photographer/graphic designer/web developer, then it serves its purpose - appreciating asset ni para nako, kay nakakwarta man ka sa pag gamit niya, even though ang value sa DSLR nagkagamay over time. Pero kung nipalit lang ka ug DSLR para masatisfy ang luho, then lain na nang istoryaha, then its definitely a depreciating asset.

[bonjour]

u earn sa mutual funds...... pwede everyday..... it depends ra gyud sa dagan sa market.......... my mutual fund as of April 5, 2013 .... earned 13% already gkan pag January.......... last year 20% + ang return....... dili na mahatag na return sa regular savings acct nor time deposit sa banks........ that's why big companies, entrepreneurs, employees invest in mutual fund...... also....... naay time na moobos sad ang market so moobos sad inyong investment......... pero naay strategy ana ...... buy shares when the market corrects...... coz it's cheaper.......

Pesos and Sense Explains: Mutual Funds - YouTube

ako earnings sko MF since nagstart ko investing 2009 100% na sa ako na invest tanan so I can say happy ko at least naa ko savings....

Job: No regular job since 2010 decided to stop working 8 to 5 job gawas gamay ko sweldo medyo stressful naa boss... sometimes I do freelance job but lahi ra if magracket2x ko kay mas dako akong income:

Luho nko is mahilig ko gadgets and travelling matod pa sko fam if akong gilarga ako pa gisave dako nata ko savings but no regrets I think it's just a matter of balancing everything .... saving and enjoying life at the same time

[bonjour]

Ako bro, working remotely for Cloud computing company. Ang naka nindot mg work sa balay, kay you can have side projects. Which means another source of income.
My salary is $1300 per month. Akong ma kita sa side projects kay $1000-1400, pero trabaho pd lage og gabie. I work so hard because I know these projects are just temporary, relax lng kng wala nay lain project.

Age: 27 / married
Combined savings: 1.1 M (Peso, Dollar)
Paypal Funds: 1k USD
Assets: gadgets, 1 memorial lot, 2 residential lots (250 sq mtr and 200 sq mtr)

Never been to stock market and mutual funds kay I've been focus with different projects for the past 2 years. Dako2x man sad ang kita-on kng focus lng jud. Though I know na this is not for a long term. Will look into stock market and mutual funds very soon.
Each pay day I'll do a calculation for my expenses and savings. Making sure nga naa jud na save. I'm also tithing by the way.
I'm having a very simple lifestyle, walay auto.. sakay ra jeep, kapyot pa usahay. Hehe.

Ever since I have been saving. Pero next step cguro kay investing napud.
As they said, saving will make you 'not poor' pero investing will make you 'rich'. Heheh.

dapat you should start investing na while young haron later on mas dako na imong makta sa imong money... akong uncle dako kau cxa ug rango sa San Miguel VP na cxa now but dli ang iyang salary didto ang nakapadatu sa iyaha coz iyang salary from San Miguel iyang gi invest sa mga stocks mao nakapadatu niya then now tong mga dividends sa iyang stocks iya napud gi diversified ug mga apartments and other business venture....

[MAGNETIC.LEVITATION]

two types of assets - one that depreciates over time and another that appreciates over time.

Depreciation - Wikipedia, the free encyclopedia

Gadgets/electronics/Sakyanan are still considered an asset, but generally their value will depreciate over time. Depende na nimo unsaon na nimo pag gamit, kung mopalit man gani ka ug gadget kinahanglan mo serve sa imo needs rather than your wants. For example - ning palit kag DSLR kay part na sa imong trabaho as a photographer/graphic designer/web developer, then it serves its purpose - appreciating asset ni para nako, kay nakakwarta man ka sa pag gamit niya, even though ang value sa DSLR nagkagamay over time. Pero kung nipalit lang ka ug DSLR para masatisfy ang luho, then lain na nang istoryaha, then its definitely a depreciating asset.

Just an opinion lang bro ha. Not to offend or anything.
A DSLR even if gigamit nimo sa imong work is never considered an appreciating asset.

Unless lang tingale antique nana siya, but even then a piece of electronics like a DSLR will never go that far in par with its original value. An exception lang tingale nga mosaka ang value niya is if kana nga camera mao nay gigamit ni Hitler sa iyang panahon. Anyway antiques have different methods for appraisal.

I get your idea sa "DSLR kay part na sa imong trabaho as photographer/graphic designer/web developer." but even then ang kana nga (butang) DSLR does not appreciate in value, year by year it depreciates and in several years it becomes obsolete.
You profitted tungod ani nga butang nga imong gigamit. But while you were profitting your equipment depreciated.

Mao nga in my own opinion, DSLRs never really appreciate, bisan paggigamit na nimo sa imong profession.

[medwarc]

dapat you should start investing na while young haron later on mas dako na imong makta sa imong money... akong uncle dako kau cxa ug rango sa San Miguel VP na cxa now but dli ang iyang salary didto ang nakapadatu sa iyaha coz iyang salary from San Miguel iyang gi invest sa mga stocks mao nakapadatu niya then now tong mga dividends sa iyang stocks iya napud gi diversified ug mga apartments and other business venture....

nice pud imo uncle bro kay naa pud sya idea nga mag invest sa stock. naa man gud ko kaila nga executive pero mura focus ra man sya sa work. i mean wala ni venture nga mag stock ba or mag business pud...