I did it the old fashion way... whatever I earn, ako kuhaan daan how much i plan to save. the rest ako na i spend kay nag una man ug save. if dli ma hurot additional savings na. Been doing this since started my first job.
Age: 35 yrs old.
Savings: XXXXXXX
Assets: insurance, UITF -unit investment trust fund. some jewelry. currently looking for some real estate investment.
Liabilities: 2 cars (second hand german brand, ug small japanese car for daily driving)
Occupation: Manager
Ako lng tambag is simple ra jud. Practical lng jud. never spend beyond your means. or Never spend money not even within your means (wa pa mo abot sweldo g gasto na). If naa ko sobra, I also know how to enjoy (i love travelling both locally and internationally). And sa ako na notice murag sayop pod definition sa mga tao sa asset and liabilities so allow me to give this advice: Assets is something that appreciates and earns. Liabilities is something that takes money out of our pockets. Dli ma consider asset mga bro n sis nang cellphone, motor, car ug uban pang gadget. ig baligya ninyo ana mas ubos naman na value sa iya price. ig gawas pa lng sa tindahan ana inyo cellphone alkanse na mo daan ug at least 1K sa iya orig value.
Age: 27
Savings: 250k
Assets: stocks
Liabilities: none
engineer in an elex company with average salary
Kung gustu mo maka tigum tigum ug daku daku mao ni buhata ay
Ayaw mo cge inum anang kapi nga mahal ka au. 😂 Status rai g bayran nmu ana dli kapi ga kaskas lang nag kwarta.
Ayaw mog pamalit anang dili importante ninyu.
Pag praktis ug luto
Undangi ng barkada
Ayaw panugal
Kung nanarbaho ka
ayaw sa pag undang sa trabahu kung wala pa ky nigusyu na pundar.
So while nanarbahu ka pag suwat ug lima ka business idea kadabuntag or inig dayon 2log.
So naa ky 35 ka idea kada semana and you only need one.gold idea.
Kung nana ky solid idea. Convert it into action.
Ayaw pag palabi inistrikta/inistrikto ky kung dli imomg customer ma wala nmu imong trabahanti or partner ang ma wala.
Pa tuboa imong negusyu
Hawa sa imong trabahu
Undangi ng pang chix
Ug
Ayaw pag tinapulan 😂
I'm 24, Male, and a savings of 170k. Currently unemployed and no assets and liabilities. Hopefully, I'll be back in this thread as an aircraft mechanic.
27 Male
Saving 400k(standby lang sa for future business)
asset-500k (all in business)
Wala nakoy plano mo apply og corporate job. if matangtang ko sa akong work ron which is freelance rasad. okay ra. no stress
Good luck sa mga bag-ong nagtigom diha.
33 Female
Savings: Naglabad akong ulo karon may 3 bank account kay wla pay 100k ang sulod but I'm earning around 2M a year.
Asset = Stocks (300K+), Farm (3.5 hectare), lot (250 sqm)
Mao ra gyud na. So don't do what I did, cause looking back wa nako kabalo giunsa nako ang akong earnings. Gastador mang gud kaayo ko, libre diri libre didto ang akong gibuhat kay feeling na ko I should share may blessings. Mauni ron ganahan nako muhunong ug trabaho kay grabe na kaayo ang stress. Dakug sweldo grabe man pud kaayo ang trabaho and stress nga kuyog. Nagmahay ko.
So tipid tipid ko run kay plano na nako magstart ug business nga tindahan sa amoa sa Cebu. Gikapoy nakog trabaho diri sa Manila, I want to say goodbye to corporate job.
AGE : 20 (fresh grad)
Savings: 20k+
Investments: Stocks, Online Business
Job: Software Developer
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