How old are you? And how much is your savings na?

[OgieAko]

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There are 2 types of asset... (1) Positive asset. Example ani kay ang real estate. Increasing ang value ani as the yrs goes by. Mag appreciate ang value ani. (2) Negative asset or liabilities. Example ani kay ang mga gadgets, sakyanan or even ang balay per se. Why? Mag depreciate man ang value ani nila. Sugod dayon ug drop ang value inig palit nato. Ang balay, mo saka ang price nya tungod sa yuta. Bisan gani i-renovate, maka compute dayon ta's depreciation value nya.

sakto ni pagkaexplain..

[brownie]

this thread is about how much savings have you got not acquisition of properties etc.

Anyway, it's been almost 2 years since I last visited this thread. Good to know people are slowly considering to save even a little amount of money.

Savings as of now = ? lol I will not give figures but missus is enrolling to med school after just finishing her master's degree. So, ako mga gasto as of now are:

Lot 987 sq. m in Consolacion after I sold my share from our family-owned farm lot up north.
An Infant
(2) Car Maintenance
An on-going Payag Construction
50% Tuition Fee for CIM - acquired a 50% scholarship (we're still considering MHAM/SWU for more savings)
and misc fees like petrol, food and other fixed bills.

Savings will essentially be very low up until she's done her fellowship. So, that'll be 12-15 years of agony.

[nodols3]

When you are still saving, considering gadgets as liabilities is good for you.

[xanus09]

Age: 24
Job: Research and Development Engineer
Work Experience: 2years and 4months
Salary: 5 digits

Savings: 0 balance (spent on travelling here in the phils and 1 out of the country for the past 2 years, i considered it as an investment and improvement to myself) future savings will be spent for my grad school

Assets: accessory raw materials (since i'm slowly starting my business, hand made jewelry and giveaways, one step at a time)

Yes I agree na ang assets anything na maka accumulate ug money

[vernz4earl23]

23 single. negative 5k kay pilde sa poker

[kenshin2143]

Age: 23
Job: College instructor, part-time Online Seller
Work Experience: 6months
Salary: 5 digit

Saving? Wala pako nag liquidate sa akong inventories sa akong ginabaligya but estimated 20k na siya. Gamay rakog savings in the form of cash kay delay kaayo among sweldo pero my business is slowly growing.

[Htennek]

Age: 29/double
Job: IT related
Work Experience: 3years
Savings: 0 or negative maybe

[bisan-unsa]

Age: 30
Job: Document Controller
Total Work Experience: 14 yrs. (including part time)
Total Assets & liabilities: 7 digits
sa krn break even sa assets ug liabilities nghinay2 pa ug tubo ako mga investments

[miss20]

21. 125,000 savings.
parte sa lupa na binenta.

[Knives77]

Age: 21/Single
Job: Graphic artist
Work experience: Im a fresh grad then first job pa ni nko ang graphic artist
Savings: 5 digits naa sa bank
Tangible assets: gold worth 5digits(as gift), gaming rig worth 5digits

gusto nko e roll ang savings nko through investment, specifically BPI kaso wala ko idea og asa na fund angayan mo invest. Any idea?

Target: earn on my 20's and build on my 30's

wala ko vices, di pud ko hilig laag, no GF pud so di kaayo gasto.hahaha mao naa ko savings gamay.