Mutual Funds Talk

[Duard]

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gusto na ta ko mag start investing in MF but naa mn ko krn sa UAE..anyone can assist here? ga email nkos PhilEquity wala man reply.. lol

why not try investing in stocks......COL will make it easy especially for people working overseas

[medwarc]

Actually the MF division adds more income to COL (I just wonder how because of the no-load policy). They earn through retail traders (majority of which follows TRC) and they also earn from Citisecurities. Citisecurities is the managed accounts of COL and this is where their traders really are. Actually ang retail lang ang into TRC but a bulk of their money in Citisecurities are traded frequently. Additional income stream for COL pud diay is the Callum University, a school for aspiring traders.

I see, thanks sa info bro. I'm also wondering how will they earn considering no sales load because you know at the end of the day, it's still business. Mag wait lang ko inig release nila ani this February...

[rhodem24]

Okay ra ba ang BPI Trade mga sir?

Akong ganahan is ang convenience ba. Naa ra diri. Ang COL Financial kay magpa dala pa sa requirements/papers adto Manila.

[makie29]

Here are some of my thoughts and why should you invest or continue investing in mutual funds.

If you've heard some of your friends say that the market is already too high or maybe read some articles saying it is, consider this: The market will most likely continue to go higher. Here are the reasons why:

[1] Russia is in BIG trouble. Russia is primarily the reason why oil prices are down. Vladimir Putin (Russia president) is acting like a d*ck and is being sanctioned big time by USA and Europe. Putin is behind the attack in Ukraine which aims to control a certain town in eastern Ukraine. Such town is strategic because it is the entry point of goods and you've guessed it right, OIL. Russia is also one of the top oil producing countries in the world. US and OPEC flooded the entire world market with oil squeezing Russia's throats. US is successful. Since oil prices dropped and hit the $40/barrel level, Russia was just a simple mess. Ruble has been dropping (so far 50% against the dollar since last year) and interest rates spiked up to 17%. Russia's inflation rate right now is 13.1%.

[2] Oil prices remain low. As long as Putin continues to act stubbornly, its a big PLUS for us. Philippines is an oil importer, NOT an exporter hence low oil prices is beneficial to us. This leads to companies having lower operating expenses (logistics) increasing their income potential. On the retail end, people have more money in their pockets because the change they get from gassing up goes to other things further fueling the already very robust consumer market of ours. Low oil prices lead to better earnings for companies which lead to stock prices increases which lead to the rise of NAVPS of mutual fund companies.

[3] As a whole, there's nothing wrong with the Philippines. Consumer is doing so well while the BPO and OFW sectors are contributing a lot. Both the government and the people have money to spend. Forget about the corruption side, its hopeless but the good thing is, markets never care about corruption.

Invest now and see what will happen late this year. If you're new, you might earn a hefty 20% to 40% this year alone. Just be sure to start pocketing your gains by the third quarter of this year or probably at the start of the fourth quarter. Elections is on 2016 and we're not sure on how will the market take the new administration.

BTW, the PSE has been rising since 2009 making it right enough for another steep correction. Your friends and those articles that you've read are right, the market is toppish. But if what they meant is avoid the market NOW, it's too early. Sell when the PSE goes above 8,000 or close to 8,300.

My two cents.

[buloi123]

Kiining gibuhat sa COL, daghan mga MF agents ani mu hinay ang sales.. lol! Dinhi nato mahibaw-an ang mga tunay na advocate sa financial literacy! Daghan man gud uban nga gigamit lang ang Financial literacy labi na ang Mutual Fund for their own self... selling points.... Nabungog nakog paminaw aning financial literacy2x kunuhay! lol! Now with COL's plan, kita natong katag ani... klaro man jud kaayu ni nga advantage kung sa COL ka mupalit sa imung paboritong MF... Safe (di na moagi agent, so sure ka nga kada palit nimu sulod dayun), fast and convenience (excellent online transaction), and most of all no Sales Load!

[jackdi]

Mao ni ang part nga gitawag og : maka-benepisyo jud ang consumer with it comes to "competition".

[medwarc]

All in all, mas daghan pa nga Filipinos ang ma learn about investing. If c COL maghimo pa jud ug mga agents nila nga maoy mu share pud sa uban kababayan nato about investing, much better.

Dako kaayo ang market. Every year daghan mu graduate ug mag work, daghan OFWs wa kabalo ani nga info. The more nga daghan competition, the merrier. Mission first before commission.

[prodigeek]

Posibli ba nga ma approve akong account application sa FirstMetroSec besan wala koy Metrobank nga account?

[yhokz101]

Not everybody is into stock market trading/investing. Ang uban would prefer somebody to manage the fund for them (MFs and UITFs).
The way I see it, COL wants to corner the equities market. Kadugayan siguro pati insurance companies apilan na sa COL Financial. lol

This is the main reason, they want to cover mf too to expand their ability not only to stocks (trade/invest)

preference to other people kay mf man so why not...

[medwarc]

Posibli ba nga ma approve akong account application sa FirstMetroSec besan wala koy Metrobank nga account?

Technically bro, pwede ra man jud. But much better naa jud kay account labi nag mag redeem ka or or mag add ug funds kay at least online ra.