Unsay Nindot Nga Life Insurance?

[makie29]

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mga sirs, unsa na company ang nag offer ug pinaka barato na term life insurance? Duna nag offer sa ako-a na 5,540php annual premium term insurance at age 44 pero wala pa siya mo mentioned sa company. Unsa kaha ni na company?

How much is the coverage for that amount?

[Bai_dward]

How much is the coverage for that amount?

1M coverage 5,540php A.P. age 44 sir.

[makie29]

1M coverage 5,540php A.P. age 44 sir.

Not bad, it's quite competitive. How long is the term? 1, 5, 10 or 20 years?
For 1 year (renewable every year), that's normally the premium for that corresponding age but if its at least a 5-year term, much more a 10-year or 20-year term, that's very low.

[mojojojo2010]

@makie29...boss, nag PM ko nimo nako inquire. Still to decide asa ko na insurance company.

thanks.

[makie29]

^^Got your PM. BTW, just a suggestion. Don't confine yourself to a single company. Pick the best plan that you think suits you best regardless of company. You can check which companies are legit from the website of IC (insurance commission).

[Simplewish]

Making sure your life insurance company is a global company...yes this is very important but bottomline is how knowledgeable and honorable your agent is. Maski asa pa ka if imong agent maayo ra sa pagbaligya and ikaw busy kaau na makalimot ka sa imong policy/ies it's still gonna create a problem.

[shopaholicgoddess]

Insular Life!!! u can get it from me... : )

[engr_me85]

sun life guro

[Mr. T]

Buy Term Insurance TS kung gusto lang jud kag pure protection.
But for growing money, Life Insurance is a bad option, you can invest directly into stock market or into MF.

For me, much better if we invest our money thru life insurance because all the insurance companies have fund managers and these people know where to put your money. ky kong kita lang magbout-bout invest sa stock market wa siguro ma lugi pata.
In life insurance we are invulnerable during financial tremors specially when they covered you against critical illness or disabiltiy, if nothings happen youll be freaking rich during your retirement ky nag generate baya na og interest imo gi invest.

[mojojojo2010]

ask lang ko mga Insurance agent.

- unsa pasabot anang basic life na amount?
- kanan sad basic cover?

nag kuha man gud ko lain policy pero pure life ra unya 500k ako gi kuha.

Karon mao ni naka butang sa policy:

BASIC LIFE - 50,000.00

TERM & PERMANENT DISABILITY - 450,000.00


unsa man pasabot ani if kong mamatay ko wala pa nahuman ang term 50,000.00 ra akong makuha?


thanks.