Hi Guys,
I would like to ask what's covered in the car insurance. When you register your car sa LTO, diba naay insurance?
Thanks.
Hi Guys,
I would like to ask what's covered in the car insurance. When you register your car sa LTO, diba naay insurance?
Thanks.
depende mana sa pagkuha nimo ug insurance bro. kasagaran sa LTO TPL raman na. kuha ug comprehensive insurance para dako ug coverage.
for renewal akong Altis karon, and akong gikuha nga insurance katong apil OD (own damage) kay ang TPL para ra kuno na maregister imong sakyanan sa LTO pero wa jud na gamit kay kung mabangga ka or aksidente ikaw ra jud gasto sa tanan. sa OD nako nakabayad ko 15k, TPL is only like 2-3k.
question lang guys ,
asa naka locate ang Pacific Union nga insurance, ?
bai...ctpl means Compulsory Third Party Liability (mao ra ni nga coverage atong kinahanglan para ma rehistro atong sakyanan sa LTO), Coverage for this is Bodily Injury only of up to Ps. 100K, mao ni mo cover if maka banga ka ug pedestrian.
If you like to be worry free mao ni i purchase nga additional Coverage (aka Comprehensive Coverage);
Own Damage/Theft - The insurance will pay for the repair of your vehicle (even if its your fault, but you have to shoulder the deductible and participation), and also the insurance will reimburse your if your vehicle will be carnapped.
Excess Bodily Injury - If you already exhausted your CTPL coverage, this coverage will pay for expenses in excess of your CTPL. CTPL is up to 100K raman gud, nya mahal na baya ang hospital ug doctor karon.
Property Damage - This will pay for the properties nga imong mabangaan, either other cars or paril sa silingan.
Auto Personal Accident - Mao ni coverage sa sakay sa imong sakyanan including the driver usually coverage for this is Ps. 100K Accidental Death and Ps 10K Medical Reimbursement.
Acts of God - If ma atlan nga ma damage imong sakyanan due to flood, typhoon and earthquake. (btw, cause of flood is acts of man baya sa?? hehehehe)
Mao ra na akong ika tampo mga bro...my advise lang is purchase lang sa mga legitimate insurance companies, and katong companies nga di kau kutihan nga mobayad dayon.
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