Where to loan to finance my business? Bank abroad or sa Pinas?

**santilm00** · 02-09-2009, 12:05 AM

What are your advise bro, especially for those who had a hard time choosing where to loan?
I need to choose between bank here (middle east) or Pag-ibig (POP) or Banks sa Pinas. This is for investment plan, mag himo ko ug apartment building 3doors muna.

**DRL** · 02-09-2009, 01:11 AM

adto lng pagibig bro...mas ok cgro pagibig..pwd sd ka kuha housing plan nila thn imo lng daun paabangan, mao mn na ghimo sko migo gud kuha cya 3 thn ang usa ila ang nbilin gpabangan..

**miyay** · 02-09-2009, 06:59 PM

nindot ang pag-ibig pero upto duplex lang daw pwede sa housing loan. commercial naman gud na ang 3 doors.

**chuable_08** · 02-13-2009, 11:25 AM

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**santilm00** · 04-02-2009, 04:36 AM

Originally Posted by miyay

nindot ang pag-ibig pero upto duplex lang daw pwede sa housing loan. commercial naman gud na ang 3 doors.

sakto ka miyay, wla aprob ako pag-ibig loan ky commercial kunu, dman pod musugut ang city engineers nga duhay permit-resdt'l ug commercial

pero ako na gipasugdan tukud para naay makita. unya nlang ko mangutang sa banko pagkulang na gyud

**miyay** · 04-02-2009, 09:35 AM

Originally Posted by santilm00

sakto ka miyay, wla aprob ako pag-ibig loan ky commercial kunu, dman pod musugut ang city engineers nga duhay permit-resdt'l ug commercial

pero ako na gipasugdan tukud para naay makita. unya nlang ko mangutang sa banko pagkulang na gyud

good for you sir! ako tagabanko man jud ko. di ko ganahan mangutang na naay interest. hadlok ko anang foreclosures, kay mao ra ba na akong binuhatan..hihihi

sir, unsa na apt imo gihimo? up and down? pila floor area per unit? pila imo gibudget? naa man gud ko plano next year, puhon kung makatigom. gusto ko makabalo sa estimates.

**santilm00** · 07-25-2009, 05:28 PM

outside ni sya sa city, 3doors up & down unya 4x5sqm floor area, 3br sa taas ang tunga nga room either stock room or sa maid ky wlay bintana

1.25ni contracted price, basi sa mga expenses namo niabot gyud ni sya ug 1.5M due to design deviations like butangan ug PE foam ang atop.
Daghan kayo ko nahibaw-an sa mga pasikot2x sa contractor para maka save sya pero ang importante due diligence ug ang openness sa inyong communication ky maybe inthenearfuture sya ra gihapon ang contractor sa mga projects nako puhon
I considered this 1st time experiences as school fees in my very expensive real estate education

**jblim1980** · 07-25-2009, 07:07 PM

pila pod mnthly s pag ibig?

**cirext** · 07-26-2009, 02:51 PM

take this from experience bro...
im a builder as well. i believe u know my company na..
Emery Estates Homes

i have a client from middle-east pud... dubai
and he loaned money in a bank in midde-east
gamay rajud kaayo ang interest bro..mura rag gipanghatag ang loan..
we will have a project soon..

Sa amoa, 1.5M amoang 3cluster complete townhouse named Kyna
Which is 48sqm in floor area per unit, w'c could be modified

Then iya iloan sa Dubai kay gamay rajud kaaayo ug interest
Ang iya gisulti nako is only 4% per annum
Then mohatag man mi ug 5% discount sa cash

So grabe iyang savings..
Mura rapud ug wala ang iya monthly sa loan niya

**cirext** · 07-28-2009, 04:20 PM

by the way, what country r u working now?
pilay interest rate sa bank dha?

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