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  1. #1

    Exclamation Pangutana about my BDO Credit Card bills


    Mga higala, naglibog ko ani akong BDO Credit card bills. Humana ni cya sa free nga period ka2ng 1 year. After na ana, naa nay bills nga maabot sa amo every month bsag wala koy gamit2x sa card. mao ni iya monthly fee? dili na diay annual?

    Ang usa sa akong nahibulngan Php 125 ang amount every month nya d nako bayran. Sa next month muabot ang sunod nga bill which is Php 554.14. That is Php 125 sa previous month, Php 4.14 sa financial charge, Php 125 sa current month, ug Php 300 para late charge.

    D gihapon nako bayran. Sa sunod nga bill, Php 125 na sad ug balik ky Monthly membership fee reversal which is (-Php 242) late payment penalty reversal (-Php 300) ug (-Php 3.89) finance charge adjustment.

    This happened mga 2 or 3 cycles na tingali. Any idea on this??

    Ang blema wala ba kaha ni gipahak sa akong BDO nga savings.. wala bya sad koy check2x.. hehe


  2. #2
    This problems is easy to tackle.
    Pangita og telephone, dial lang ang customer service sa BDO, nya pangutan-a sila.

    I bet kahibaw jud sila ani.


  3. #3
    aw o oi.. Nya nakatawag na ko nila kausa sauna ka2 nagkaproblema ko sa akong gipalit. Maka init man ug ulo ky dugay kasabot mao d na ko nahan mutawag balik. Ug tngali mohunong na unya ning mga reversal fees ba.. d na unya ni mubalik ug 125 ako bill.. tingali pataas na nuon ni pirmi.. hehehe

  4. #4
    Nahala... sige...

    ..pasagdi lang na!
    Aron mag-anam na'g kadaku.


    Dili noon ka ma-priso ana.
    Ang end effect man god ana, if dili nimo ma-settle, pwede ka ma-blacklist sa whole credit card network.


    So is suggest, tawaga jud sila bisag makasapot pa na nimo!
    I-settle jud na.



    ...just my 2 cents...

  5. #5
    okidoki.. ako lng nya tawgan.. hehe. thanks..

  6. #6
    pero unsa man ng mga "reversal fees"?

  7. #7
    reversal fee bro... ila na gitangtang sa imo balance... kun gipabayad ka ug 125 pesos for example in january... nya pag-abot sa february naay suwat reversal fee -125, it means wa naka gichargean ana sa 125... so igka march ana wa nakai fee kai gi reverse man...

  8. #8
    nya asa man na padung bro? murag TY na 2? ky karon 125 man ang bill, next month ky 554 na sd nya nig sunod balik na sad 125.. bayran pa ko ni or d na lng?

  9. #9
    call CS and YELL at them... bwahahahahaha...

  10. #10
    Quote Originally Posted by gloriadiaz View Post
    call CS and YELL at them... bwahahahahaha...
    ayaw sad.. hehehe.. i work as a tech support rep, d gyud ko nahan mutabang anang mga irate nga tao.. d pa lang ko nila tabangan nuon.. hehehe

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