Good day Istoryans... On or before Jan. 15, 2012 was the date given for my renewal of membership. I had no more time to send via post office since this falls on sunday. However, I attempted to send it on LBC, but they refused. This is my first time to renew my membership. Please don't advise me to go to caminade since they charge higher than the usual service fee. I need your advice and how you do it. How much is the penalty for this?