AXA LIFE INSURANCE & INVESTMENTS
AXA is an international insurance and investment group providing financial services in 5 continents worldwide.
As a global expert in insurance and investments, AXA helps individuals and businesses with their life protection, education, investment, and retirement needs.
The
LIFE PROTECTION component guarantees a minimum death benefit of at least 200% of annual premium should anything happen to you, regardless of how the market is performing. It has NO earl withdrawal charges, NO minimum holding periods, and allows you to pass on your Estate to heirs without worrying about Estate taxes.
The
INVESTMENT component gets potential upsides from the portion of the premium invested in bonds, equities, and/or money market instruments. Because this component rides on the back of the primary need for protection, it allows you to take a long-term perspective on your total investment, accept short-tem potential behind your investment. Funds are managed by Metrobank's Trust Banking Group (MBTC-TBG)
HERE's how it works...
1. On the first year, 100% of your premium pays for the life insurance component of the product.
2. On the second and third years, 50% of your premium payments are allocated to the inestment component forming part of your account value, which in turn, is invested in equities, bonds and/or money market instruments. the balance 50% pays for the life insurance component.
3. From the fourth year onwards, 100% of your premium payments are credited to your account value and invested in funds so you can maximize the opportunity to grow your wealth. Remember investment benefits depend on the perforance of your chosen fund. The potential gain depends on how much financial risk you are willing to take. So choose the fund that fits your risk.
To illustrate, let us assume the following:
* A 30-year old male, non-smoker opens an Insurance policy with an Insurance Coverage of P500,000. the corresponding annual premium will cost about P20,000.
* If he chooses to pay for only 10 years, he would have paid about P200,000 but his account value would have potentially reached P207,000.
* Because it is designed for long-term investing, you ride out short-term market bumps but you also stand to gain during upsides in the market. As shown below, the account value can potentially increase to over P300,000 by Year 15, to as much P450,000 by Year 20.
Good thing is pwede pajud nimo ma withdaw imo account value...and even naa ka lapses for a quater dili ma terminate imo insurance policy granted that imo account value wla nimo ghurot og withdraw.
Please contact 09234367077 look for luis.
Life Insurance Services
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